The Loans Canada Blog

Winter Tire Laws in Canada

Winter Tire Laws in Canada

Canada is one of the coldest and snowiest countries on the planet and if you’ve lived here more than a few years, you are fully aware of this fact. The cold and the snow are bad for a lot of things, but none more so than driving. Read More


My Credit is Bad, Can I Get Approved For a Car Loan?

My Credit is Bad, Can I Get Approved For a Car Loan?

More often than not, having a car in most parts of Canada is a necessity. Work commutes, shopping, and other forms of travel are simply easier when you have your own car. Because of the fact that cars can cost thousands of dollars, many Canadians need a loan… Read More


When and How Often Are My Credit Score and Report Updated?

When and How Often Are My Credit Score and Report Updated?

Credit scores and credit reports are incredibly important when it comes to securing loans throughout your life. While it’s certainly possible to live without needing to borrow money all the time, there will likely come a time an place where you will need a loan of some kind. Read More


How the New Canadian Mortgage Stress Test Will Affect Your Refinancing Plans

How the New Canadian Mortgage Stress Test Will Affect Your Refinancing Plans

As if getting approved for a mortgage wasn’t challenging enough, the new rules of the mortgage stress test could make it even harder. As of January 1st, 2018, all Canadian buyers who are obtaining a mortgage from a federally-regulated lender, including borrowers who put at least 20% as… Read More


How to Get a Business Loan in The Yukon, Nunavut and The Northwest Territories

How to Get a Business Loan in The Yukon, Nunavut and The Northwest Territories

Thinking of starting a business? If so, one of the first things you need to do is figure out the amount of capital you’ll need to get your business off the ground and running. Even if your business is established, you may need some extra money to expand. Read More


How Quickly Can Your Credit Score Drop?

How Quickly Can Your Credit Score Drop?

Your credit score is a vital part of your financial health and will determine the likelihood of you being able to get approved for various loans, including mortgages, car loans, and personal loans, among others. But your credit score can plummet rather quickly… Read More


How to Rebuild Your Credit After a Late Payment

How to Rebuild Your Credit After a Late Payment

Uh-oh. You’ve missed a payment. Maybe the cable bill slid down behind the desk or the postal strike meant you didn’t receive your cell phone statement. Maybe an emergency expense popped up and you didn’t have the cash to pay your utilities last… Read More


How to Get a Down Payment For a House in Canada

How to Get a Down Payment For a House in Canada

If you’re hoping to buy a home sometime in the near future, odds are you’ll need to take out a mortgage to finance it. But even though you’re borrowing money to finance the property, you’ll still need to come up with a down payment. Mortgage… Read More


Should I Repair My Car Or Buy a New One?

Should I Repair My Car Or Buy a New One?

At one time or another, most of us have asked ourselves the age-old question: “is it better to buy a new car or fix an old car”? The answer to this question is never black and white. This concern comes up for most people after… Read More


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