The Loans Canada Blog

Mortgage Flexibility

Mortgage Flexibility

If you’re ready to take out a mortgage, you want to do your best to lock in the lowest interest rate possible in order to help you save a sizable amount of money over the life of your loan. But at the same time, you’ll also need to consider how… Read More


How Living Common-Law Affects Your Finances

How Living Common-Law Affects Your Finances

Are you in a common-law relationship? If so, have you ever wondered how your finances may be affected, both while you’re in a relationship and in the event that you break-up? What happens to your assets and debts? And what if there are children involved? Let’s dig a little deeper… Read More


What Borrowers Should Know About Working with a Mortgage Broker 

What Borrowers Should Know About Working with a Mortgage Broker 

By: Zoocasa For prospective home buyers, there is a lot to learn about the ever-changing housing market. While looking at listings for properties in a number of different markets, whether Toronto, Ottawa or Guelph homes for sale, it is vital to take a step back and… Read More


Best Personal Loans in Canada 2020

Best Personal Loans in Canada 2020

Personal loans are one of the most popular financial tools among Canadian consumers. They offer the opportunity to cover a wide variety of expenses, from unexpected travel to unfortunate car issues. While finding the best personal loan to meet your unique needs may seem like a difficult task, the good… Read More


How to Change From a Sole Proprietorship to an Incorporation

How to Change From a Sole Proprietorship to an Incorporation

As a Canadian business owner, there are plenty of ways that you can expand your operation beyond the private sector. In fact, as your enterprise grows and starts earning more income, you might want to consider taking the next step; incorporation.  However, before that can happen, you’ll need to file… Read More


Is Paying a Credit Card Annual Fee Worth It?

Is Paying a Credit Card Annual Fee Worth It?

If you’re looking to pay off your regular expenses and strengthen your credit in the process, consistent use of one or more credit cards is a great way of doing it, as long as you can handle whatever monthly bills come your way. Furthermore, most credit card companies offer different… Read More


Alternative Mortgage Financing in 2020

Alternative Mortgage Financing in 2020

With the implementation of new mortgage rules in recent years, including the introduction of the mandatory OSFI (Office of the Superintendent of Financial Institutions Canada) stress-test in 2018, it’s becoming harder and harder for aspiring homeowners to get approved for the mortgages they need. Since banks, credit unions, and… Read More


How To Create a Monthly Budget in 2020

How To Create a Monthly Budget in 2020

If you’ve never made yourself an effective budget, don’t worry, you’re not alone. The personal budget is probably one of the most hated financial terms out there; it brings up memories of pouring over bills and statements late at night trying to figure out how you’re going to afford to… Read More


How to Borrow Using Your Home Equity in 2020

How to Borrow Using Your Home Equity in 2020

As a homeowner starts to pay down their mortgage throughout the years, they begin building home equity. The more they pay toward their mortgage, the more home equity they gain for future use. Your equity will also rise if and when your property increases in value with the… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

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