The Loans Canada Blog

I need $1,500! What should I do?

I need $1,500! What should I do?

Sometimes, things in life come up that we aren’t expecting. Whether it is a sudden illness, an emergency with your car, or the fact that you need some quick money. There can be a million and one reasons why someone might need a bit of extra cash and… Read More


Will Paying Off my Credit Card Bill Help Me Increase My Credit Score?

Will Paying Off my Credit Card Bill Help Me Increase My Credit Score?

Having a huge credit card bill looming over your head can feel terrible. Instead of letting it sit there and continuously grow, it’s always a better idea to get aggressive about paying off your credit card. In addition to simply having more money to dedicate to other areas… Read More


How to Avoid CMHC Fees

How to Avoid CMHC Fees

Buying a home is a huge financial investment that comes with a plethora of expenses. Your mortgage will likely be one of the largest monthly payments you’ll need to cover. But your mortgage can be even more expensive because of a little thing… Read More


A Look at Safe vs Risky Investments

A Look at Safe vs Risky Investments

While saving is likely the most important thing when it comes to building a good foundation of wealth, don’t discount the importance of investing. While many savings accounts are rarely higher than around 1% returns per year, investments can be much higher. Of… Read More


Fixed Loans vs Variable Loans

Fixed Loans vs Variable Loans

During most people’s lives, loans are a huge help and are a very important financial tool to use. Whether you are going to school, buying a car or even buying a home, loans are often necessary to achieve… Read More


Is Buying a House in Your Future? You Need to do This Now

Is Buying a House in Your Future? You Need to do This Now

You might be contemplating a home purchase sometime soon, but you aren’t necessarily ready just yet. You may be perusing listings online and spending your Sunday afternoons visiting open houses, but aren’t quite in the emotional and financial position to put in an offer on anything. This could… Read More


Deed in Lieu of Foreclosure: An Alternative to Foreclosure

Deed in Lieu of Foreclosure: An Alternative to Foreclosure

Thousands of Canadians have a tough time making their mortgage payments in full and on time each month, placing them in a position of default and inching themselves one step closer to foreclosure. It’s an unfortunate… Read More


Accepting a Pre-Approved Credit Increase

Accepting a Pre-Approved Credit Increase

If you’re a reliable and timely borrower, who always pays their bills on time every month, then it’s possible your bank has preapproved you for a credit limit increase. A credit increase simply means the maximum you can spend on your credit card… Read More


What to do When You Over Contribute to Your TFSA

What to do When You Over Contribute to Your TFSA

If you want to save money tax-free for your future, the TFSA is for you. It is a great way to let your money grow and mature in a tax-free manner. However, don’t just throw money in there without a care or thought, or you will find yourself… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.