The Loans Canada Blog

Mortgage Closing Costs in Ontario

Mortgage Closing Costs in Ontario

A home is a significant purchase, and odds are, you’ll need a mortgage to support such a cost. But the mortgage payments themselves, while hefty, aren’t the only financial aspects of buying a home that you need to budget for. When buying a home in the GTA, there are several… Read More


What is a 100% Consumer Proposal?

What is a 100% Consumer Proposal?

Having too much debt on your plate can not only be financially challenging, but it can also be extremely stressful. Luckily, there are plenty of programs available that are specifically designed to help consumers whittle down their debt and help them achieve financial freedom sooner rather than later One such… Read More


Who Can Freeze Your Bank Account in Canada?

Who Can Freeze Your Bank Account in Canada?

Having a frozen bank account is absolutely frustrating and nerve-wracking. Freezing bank accounts is a tool that creditors often use to get the attention of those who owe them money, particularly if other forms of communication have not worked in the past. When your bank accounts are frozen, you are… Read More


Loans Canada Expands Its Partnership Programs With New Affiliate Program Features and Loan Search Widget

Loans Canada Expands Its Partnership Programs With New Affiliate Program Features and Loan Search Widget

TORONTO, Jan. 21, 2019 /PRNewswire/ — Loans Canada, the nation’s leading loan search platform, has matched hundreds of thousands of Canadian consumers with the loan, credit and debt relief services they need. Founded in 2012 by Scott Satov, CA, CFA, Loans Canada has quickly grown to one of the largest consumer lender networks in Canada. Read More


What Should My Credit Utilization Ratio Be?

What Should My Credit Utilization Ratio Be?

Credit utilization ratios are a large component of credit score calculations and are a useful ratio for lenders to use when determining the creditworthiness of a loan applicant. Because of their importance in the world of personal finance, it is beneficial to understand what they are, how they work… Read More


How Do Secured Personal Loans Work?

How Do Secured Personal Loans Work?

Sponsored by Fairstone. For this blog, we’ve teamed up with our partners at Fairstone. Most homeowners have the option of securing their loan. The benefit? Secured loans can help you access lower interest rates and more money. Our partners at Fairstone helped us answer some frequently asked questions about secured… Read More


Mortgage Prepayment Penalty

Mortgage Prepayment Penalty

A mortgage is a hefty financial commitment to repay a large sum of money to a lender to buy a home. Considering this, the thought of paying all the money that you owe before it’s actually due might be far from your thoughts when you initially take out a mortgage. Read More


What is a Cash-Out Refinance?

What is a Cash-Out Refinance?

There are certain things in life that are very expensive and may require more cash to cover than the majority of us might have in our bank accounts. That’s why many consumers tend to take out loans to cover such expensive costs. People who own homes may also consider… Read More


Urgent Cash Loans Canada

Urgent Cash Loans Canada

Sometimes life happens, which results in events that are unfortunate and expensive. It can be challenging to be prepared for the worst at all times, especially in terms of finances. Luckily, there are cash loans available to help you in times of desperation. What is an Urgent Cash Loan? An… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.