The Loans Canada Blog

The Canadian Mortgage Stress Test in 2019

The Canadian Mortgage Stress Test in 2019

Meeting the requirements for a mortgage and getting approved are already challenging enough, but securing a mortgage in 2019 is even more of a feat thanks to the recently introduced mortgage stress test. Want to know the minimum credit score required for a mortgage in 2019? Find out here. Read More


Online Cash Loans Canada

Online Cash Loans Canada

We all go through times in life when we need extra financial help. Whether it’s to cover the cost of a car repair, to fix a broken appliance, or to deal with a medical emergency, life happens and it’s often expensive. When fast access to financing is what you… Read More


Single Awareness Day: Buying a Home with a Single Income

Single Awareness Day: Buying a Home with a Single Income

Although dual-income households can improve purchasing power and the ability to qualify for a mortgage, a significant number of home buyers are going through the process solo. But how affordable is it to buy a home on a single income in Canada?   A study by Zoocasa looks at the… Read More


Is Debt Consolidation a Good Idea?

Is Debt Consolidation a Good Idea?

Sponsored by If you’re missing credit card payments and struggling to stay on top of bills, you might be wondering if debt consolidation is a good idea. We connected with our partners at Fairstone to help you decide if a debt consolidation loan is right for you. Here are some… Read More


When You Need a Loan Connect with Loans Canada

When You Need a Loan Connect with Loans Canada

Loans Canada is a leading online platform for Canadian consumers, in fact, it is the largest in the entire country! The purpose of Loans Canada is to provide a platform for consumers to research financial products, compare financial options, be connected with lenders, leave reviews, and learn about personal finance. Read More


Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom

Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom

You may have heard of my story. I’m the guy who paid off his mortgage by age 30. CBC News filmed my mortgage burning party a little over three years ago and it went viral. While a lot of people know I’m mortgage-free, I wanted to share… Read More


How to Secure a Loan With Cryptocurrency

How to Secure a Loan With Cryptocurrency

The latest buzzword in the world of finance seems to be “cryptocurrency.” But what exactly is this new type of currency? And how can you use cryptocurrency in your own personal life? Basically, cryptocurrency is a digital or virtual type of currency. It’s much more secure than traditional currency because… Read More


Mortgage Closing Costs in Ontario

Mortgage Closing Costs in Ontario

A home is a significant purchase, and odds are, you’ll need a mortgage to support such a cost. But the mortgage payments themselves, while hefty, aren’t the only financial aspects of buying a home that you need to budget for. When buying a home in the GTA, there are several… Read More


What is a 100% Consumer Proposal?

What is a 100% Consumer Proposal?

Having too much debt on your plate can not only be financially challenging, but it can also be extremely stressful. Luckily, there are plenty of programs available that are specifically designed to help consumers whittle down their debt and help them achieve financial freedom sooner rather than later One such… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.