The Loans Canada Blog

How to Get a Car Loan While You’re On ODSP or Disability

How to Get a Car Loan While You’re On ODSP or Disability

Getting around in Ontario or any other part of Canada can sometimes be a challenge. While commuting by public transit, walking, or taxi is an option for some, it often isn’t for people who live outside major metropolitan areas. Some of these alternatives… Read More


Average Credit Score by Province

Average Credit Score by Province

Credit scores are in, everyone wants to know what theirs is, how it will affect their future finances, and how to improve it. And it’s no wonder because that small three-digit, which shows potential lenders, creditors, landlords, and even employers your creditworthiness, is the backbone of your finances. How is… Read More


Did You Know These 6 Credit Facts?

Did You Know These 6 Credit Facts?

Your credit is a crucial component of your financial well-being and plays a key role in your ability to secure loans of various types. Whether you’re applying for a mortgage, personal loan, auto loan, or home equity line… Read More


What Type of Loan Can I Get With a Cosigner?

What Type of Loan Can I Get With a Cosigner?

Thousands of Canadians find themselves having plenty of trouble getting approved for loans of various types simply because they have bad credit and a difficult financial history. Despite their healthy income and ability to make payments every month, many would-be borrowers are unable to secure a loan on… Read More


Will Getting a Divorce Affect My Credit?

Will Getting a Divorce Affect My Credit?

Your credit score is very important to your financial health and the freedom and flexibility that you have as far as major expenditures and taking out loans are concerned. But what about when you get a divorce? Does divorce have an effect on… Read More


What Types of Lenders Accept Cosigners?

What Types of Lenders Accept Cosigners?

Have you made a few bad choices in your financial past that have caused your credit score to suffer? Are you having trouble securing a loan because of your poor credit history? If so, you might be able to get approved for the… Read More


Unexpected Expenses: How to Handle Financial Emergencies

Unexpected Expenses: How to Handle Financial Emergencies

Sponsored by For this blog, we’ve teamed up with our partners at Fairstone. “What can I do in a financial emergency?” – Don’t worry; it happens to all of us. Even if you’ve tried to prepare yourself for the unexpected, we’re often faced with larger expenses than anticipated. Read More


How to Get A Guarantor Loan in Canada

How to Get A Guarantor Loan in Canada

There are certain expenses in life that are far too great for our bank accounts to handle. Whether it’s buying a house, a car, or even paying for a home improvement project or a big family vacation, expenses like these can be pretty… Read More


Requirements To Be A Loan Guarantor

Requirements To Be A Loan Guarantor

You’re responsible with your money and have decent credit, which is probably why you’d make a great candidate as a guarantor for a loan. Not everyone has the financial credentials to be able to get approved for a loan. Many lenders like to deal exclusively with those who… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists and authors to develop educational content that help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.