Latest Posts

How to Change From a Sole Proprietorship to a Corporation
By Bryan Daly
Published on December 4, 2019
As your business starts earning more income so does your potential liability. Incorporating your business may be the next best step for you.

Is Paying a Credit Card Annual Fee Worth It?
By Bryan Daly
Have you ever wondered if your credit card rewards were worth the annual fee you pay for it? If yes, then keep reading to learn when it's worth paying...

Make Sure You Understand These Financial Terms Before Getting a Loan
By Fairstone
Taking on a loan is a serious financial decision, make sure you understand these terms first as they will help make the process as smooth as possible.

What Is Credit Fraud Alert?
By Priyanka Correia, BComm
If you're a victim of credit fraud, you can place a fraud alert on your credit file with TransUnion and Equifax to prevent any further damages.

Do You Have to File a Business Tax Return?
By Priyanka Correia, BComm
If you own a business, you have to report you income every year. Depending on your business structure, you will have to file a T1 or T2 tax return.

Employee vs. Contractor? Is One Better Than The Other?
By Veronica Ott
There are two types of workers: employees and contractors. Most businesses use a combination of both. But - what exactly is the difference?

HELOC vs. Home Equity Loan For Homeowners
By Lisa Rennie
What are the differences between a HELOC vs home equity loan? Which financing option works better for you? Read on to find out more.

Why Mortgage Rates Vary by Province, and How You Can Level the Playing Field
By Caitlin Wood, BA
Did you know that mortgage rates vary by province? If you're in the market to purchase a home in the future, here's how can level the playing field.

Can You Pay Off A Loan Early?
By Bryan Daly

How to Make a Budget When You’re In Debt
By Fairstone

What Is A Credit Report Public Record?
By Veronica Ott