The Most Undervalued Forms of Insurance
‘Insurance’ is a tricky word, isn’t it? For some of our assets, we see insurance as absolutely essential, like car insurance or home contents insurance. But for other areas of our lives, we often write insurance off as pointless or ‘nice to have’ but ultimately unnecessary, like income protection insurance… Read More
Improving your Credit
Having a good credit score is very important because creditors use it to determine your likelihood of bankruptcy or repayment. In other words, your credit score is used to determine whether you are a liability. Improving your credit score benefits you in many ways, including the interest rate you pay,… Read More
5 Tips for Moving for Cheap
Debt collectors can quickly come knocking at your door if you don’t budget your next move properly. Especially when acquiring new furniture, you might want to save as much money as possible to avoid getting into debt. Here are our favourite tips to keep your moving costs low. Write down… Read More
Making Your Business More Cost Effective During Tough Economic Times
Organisations and businesses all over the world are currently facing unprecedented economic conditions. To get your business through the current economic crisis, you must implement cost optimisation into your business plan. When facing a survival strategy, you will need to dig deeper than the normal ‘business as usual’ cost management… Read More
How Personal Loans Can Reduce Your Debt
Personal loans are increasing in popularity as a way to consolidate debts as Australians begin to shun credit cards and their high interest rates. Personal loans – or even cash loans or fast loans – can usually be organised easily over the internet with payment being made into your bank… Read More
Ways the Internet Has Made Organising Your Finances Easy
The introduction of the Internet has had an enormous impact on the way people live their lives, especially when it comes to how you organise your personal finances. Monitoring your money on the Internet has never been easier with the advancements of online technology, and it has enabled people to… Read More
Common Misconceptions on Car and Home Insurance
If you own your house, you know you must have home insurance. Driving a car is extremely risky without auto insurance. Insurance is one area of our lives that many of us live with while we are not fully clear about what we are paying for. Having paid insurance allows… Read More
Building your credit using secured credit cards
What is a secured credit card? A secured credit card in many ways works just like a standard credit card provided to you by a bank or lender with one major difference: the secured credit card is only provided in return for a monetary deposit used as collateral. For this… Read More
How Credit Cards Can Help (And Hurt) Your Mortgage Application
What will it take to have your mortgage application approved? If you ask someone this question, they will probably talk about requirements such as income, credit history, and having money for a down payment. Obviously, these are the most important things which influence the decision. But there’s something else you… Read More
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