A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Debt-To-Income Ratio In Canada: How To Calculate Yours
By Priyanka Correia
Updated on June 2, 2026
Calculate your DTI ratio in 60 seconds — see Canadian benchmarks by lender type, how GDS/TDS apply for mortgages, and how to bring yours down if it's ...
Debt Counselling In Canada: The Step-By-Step Process
By Caitlin Wood
Updated on June 2, 2026
How does debt counselling actually work? The 6-step process from intake to debt-free, plus which Canadian creditors participate and how long it takes.
What Happens If You Make A Partial Payment On A Loan In Canada?
By Priyanka Correia
Updated on May 4, 2026
What happens if you make a partial payment on your credit and loan products? Be aware that there are certain consequences that may occur.
What Happens If My Debt Is Sold To A Collection Agency In Canada?
By Lisa Rennie
Updated on April 23, 2026
If one of your credit accounts is sold to a collection agency in Canada, here's what you should expect to happen. Read on to find out more.
What Is A Debt Service Ratio?
By Lisa Rennie
Updated on April 20, 2026
How does your debt affect your ability to get a mortgage? Learn about what a debt service ratio is and how it affects the approval process.
Watch Out For Credit Counselling Fraud
By Lisa Rennie
Updated on April 16, 2026
When it comes to choosing the right credit counsellor, it's important to know how to spot the scammers. Read on to learn more.
Can I Transfer My Car Loan To Someone Else?
By Lisa Rennie
Updated on January 23, 2026
Can you transfer your car loan to another person in Canada? Check out this blog post to find out more about whether it's possible.
Statute Of Limitations In Ontario For Debt
By Lisa Rennie
Updated on January 20, 2026
Looking to find out more about the statute of limitations in Ontario for debt? Check out this post to learn more!
Wage Garnishment in Canada: A Guide
By Lisa Rennie
Updated on December 8, 2025
Learn how wage garnishment works in Canada, legal limits, your rights, & steps to stop or reduce garnishment.
Debt Collection Laws In Ontario: A Complete Guide
By Lisa Rennie
Updated on November 18, 2025
Debt collection laws in Ontario protect consumers from unfair practices. Learn your rights and the rules collectors must follow.
Marriage And Money: Are You Responsible For Your Spouse’s Debt In Canada?
By Lisa Rennie
Updated on November 17, 2025
Learn when you are responsible for your spouse’s debt in Canada, how marriage affects financial liability, and ways to protect yourself.
What Happens If You Miss A Mortgage Payment?
By Lisa Rennie
Updated on September 12, 2025
Missed a mortgage payment in Canada? Learn about late fees, credit score impact, foreclosure, and the steps you need take.
