Life Insurance and Debt

Life Insurance and Debt

Written by: PolicyMe Just as it’s hard to identify the right time to have kids, it can be tricky to figure out the right time to buy life insurance. This is particularly true when purchasing life insurance competes with other financial priorities, like paying off existing debt… Read More


Breaking The Blue Monday Curse in 2020

Breaking The Blue Monday Curse in 2020

The third Monday in January aka Blue Monday. Originally conceived by university lecturer Dr.Cliff Arnall in 2005, Blue Monday is thought of as the worst, most depressing day of the year. Arnall determined through a series of pseudo-scientific calculations, that cold, unpredictable weather patterns in the Northern Hemisphere, coupled with… Read More


What’s The Best Way To Consolidate Debt?

What’s The Best Way To Consolidate Debt?

For this post, we’ve teamed up with our partners at Fairstone Dealing with post-holiday debt? You’re not alone – over one-third of Canadian Millennials said they expected to go into debt due to holiday spending. Debt might seem overwhelming at first, but it is possible to get… Read More


Using Home Equity To Pay Off a Consumer Proposal

Using Home Equity To Pay Off a Consumer Proposal

Dealing with debt can be a stressful and oftentimes confusing experience especially if you’re having trouble keeping up with payments. This is where debt relief products, like a consumer proposal, can help. A consumer proposal offers relief from collection calls, never-ending interest rates, and difficult to manage payment scheduled.  But… Read More


How To Pay Off High-Interest Consumer Debt in 2020

How To Pay Off High-Interest Consumer Debt in 2020

If there is one issue that most Canadians deal with at least once in their lives, it’s debt. It can be difficult for you to keep your head above the crest of an ever-rising tide of bills, credit card payments, mortgage payments, and consumer loans, but it doesn’t have to… Read More


How to Make a Budget When You’re In Debt

How to Make a Budget When You’re In Debt

For this post, we’ve teamed up with our partners at Fairstone  Everyone can benefit from a budget, especially individuals who are trying to pay down debt. A budget is an important part of your overall plan to get out of debt and can help you stay debt-free in the future. … Read More


How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability

How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability

By: Zoocasa Extremely few Canadians pay for their house in cash — almost all of us will be forced to borrow in order to buy a property. In 2016, mortgages accounted for 80.7% of the total debt carried by Canadian families, up from 77.4% in 1999, according to… Read More


Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

As a consumer, you deserve the right to know exactly what you’re agreeing to when you sign a contract with a lender or merchant. After all, it’s your hard-earned money that we’re talking about, and when you make a decision to make a large purchase or take out a loan,… Read More


Debt Repayment Habits That Can Help Rebuild Your Credit

Debt Repayment Habits That Can Help Rebuild Your Credit

For this blog, we’ve teamed up with our partners at Fairstone The money management and spending habits that can get us into debt can also hurt our credit score. But luckily, there are some simple debt repayment habits that can help you pay off your debt and rebuild your credit… Read More


Note:

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