A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest credit Articles
Are Credit Repair Companies Trustworthy? Our Team Investigates
By Bryan Daly
Updated on October 16, 2024
When it comes to working with a credit repair company to help fix your credit, it's important to be warry about misleading claims.
Is Equifax Unable To Verify Your Identity?
By Bryan Daly
Updated on October 10, 2024
Credit bureaus confirm your identity to prevent fraud and there are strict federal laws that surround our ability to access someone’s credit report.
Accepting a Pre-Approved Credit Increase
By Caitlin Wood, BA
Updated on October 7, 2024
Everything you need to know about accepting a pre-approved credit increase.
Credit And Debt Counselling: How To Break Free Of The Cycle Of Debt
By Bryan Daly
Updated on October 7, 2024
Are you in over your head when it comes to your bills? Credit and debt counselling can help you take back control of your finances while learning abou...
Why Do I Have More Than One Credit Score?
By Veronica Ott
Updated on October 4, 2024
Did you know that you may have more than one credit score? Check out this article to learn about why this happens and whether or not it's an issue.
What Should My Credit Utilization Ratio Be?
By Veronica Ott
Updated on October 2, 2024
Do you know what your credit utilization ratio is? Keep reading to learn how to calculate yours and to learn now it affects the health of your credit ...
What It Means To Have A Credit Score Of 780
By Lisa Rennie
Updated on September 27, 2024
Do you have a credit score of 780? We're breaking down everything you need to know about how to harness your creditworthiness.
Does Closing A Bank Account Affect My Credit Scores?
By Lisa Rennie
Updated on September 25, 2024
Almost all of your financial decisions affect the overall health of your credit score, but does closing a bank account affect it?
How Applying For New Credit Affects Your Credit Scores
By Shari Talbot
Updated on September 20, 2024
Your credit score is affected by almost all your financial behaviours, including when and how often you apply for new credit.
What Actions Can Impact Your Credit Scores?
By Matthew Taylor
Updated on September 20, 2024
When it comes to the health of your credit, there are several factors that can affect the health of your credit scores.
Mastercard vs. Visa: Do You Know The Difference?
By Bryan Daly
Updated on September 20, 2024
We have all the information you need about the key differences between Mastercard and Visa credit cards so you can make the best choice for your finan...
Switching From a Secured Credit Card to a Regular Credit Card
By Matthew Taylor
Updated on September 20, 2024
Are you currently using a secured credit card but are interested in graduating to a traditional credit card? We have all the tips you need.
