A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest credit Articles
Secured Credit Card vs. Prepaid Credit Card
By Lisa Rennie
Published on April 21, 2023
Secured credit cards and prepaid credit cards are both great financial tools that serve their own purposes, but do you know the difference?
Is Being In The 800 Credit Score Club Really That Important?
By Veronica Ott
Published on March 16, 2023
The 800 credit score club, something everyone should work toward? Or completely unnecessary? Keep reading to learn more.
How To Read A Credit Report
By Caitlin Wood, BA
Published on March 14, 2023
Knowing how to read your credit report is a super skill that doesn't required expensive school or training.
Bill 53: How A Credit Freeze in Canada Might Protect Your Finances From Criminals
By Maidina Kadeer, BA
Published on February 9, 2023
The credit freeze act applies to all businesses and lenders in Canada, however, the service is only available for Quebec residents.
The Endless Cycle: Revolving Credit vs. A Loan
By Bryan Daly
Published on February 1, 2023
The differences between revolving credit and installment loans are great. From the way they work to their impact on your credit scores.
Why Does My Debit Card Have A Credit Card Logo On It?
By Lisa Rennie
Published on October 8, 2021
If your debit card has a credit card logo on it, you might have access to more than just the simple option of using it to pay with debit.
Your 700 Credit Score
By Bryan Daly
Published on August 5, 2021
Do you have a credit score of 700 or below? Find out how it affects your ability to borrow credit from lenders in your region.
OAC Meaning When Buying A Car
By Corrina Murdoch
Published on July 29, 2021
When hunting for the best deal on a new or used car, one of the most common terms you’ll encounter is OAC. Find the OAC meaning in car hunting.
Tangerine World Mastercard Review
By Lisa Rennie
Published on July 6, 2021
Check out the Tangerine World Mastercard for high cashback rewards, no annual fees and a variety of extra perks like mobile device insurance.
Mogo Visa* Platinum Prepaid Card (MogoCard) Review
By Mark Gregorski
Published on June 24, 2021
The Mogo Visa* Platinum Prepaid Card awards many benefits to users, allowing them to save money, earn valuable rewards, and practice wise spending hab...
How Many Credit Cards Should I Have?
By Lisa Rennie
Published on June 16, 2021
Ultimately, the number of cards you carry should reflect how many you need to optimize your spending, as long as you're responsible with your cards.
Are Credit Repair Companies Trustworthy? Our Team Investigates
By Bryan Daly
Published on June 2, 2021
When it comes to working with a credit repair company to help fix your credit, it's important to be warry about misleading claims.
