Buying a House in Canada With Bad Credit in 2020
Your credit is a tool that you can use to gain access to a variety of financial benefits. In fact, having a high credit score can get you some of the best interest rates on a lot of credit products, such as credit cards, car loans, and of… Read More
Buying a House in Canada With Bad Credit in 2019
Bad credit can happen to anyone. A job loss, an illness or a few not-so-great decisions can have long term consequences for your credit score. One of those consequences is that it can be hard to buy a house; banks use credit scores to determine how trustworthy borrowers are,… Read More
How to Improve or Fix Your Credit Score in 2018
Is your credit not where you’d like it to be? Is your credit score low? Do you have an unhealthy looking credit rating, history and/or report? Does your bank constantly deny your applications for new credit products? Don’t give up, because Loans Canada has the advice that you… Read More
What Do Bad Credit Lenders Look at When Assessing Loan Eligibility?
Do you have bad credit? If so, you’ve probably already discovered the hard way that getting approved for a loan can be downright difficult, if not impossible. Anything below a credit score of 600 is considered bad credit, so if you find yourself under that number, the odds… Read More
My Credit is Bad, Can I Get Approved For a Car Loan?
More often than not, having a car in most parts of Canada is a necessity. Work commutes, shopping, and other forms of travel are simply easier when you have your own car. Because of the fact that cars can cost thousands of dollars, many Canadians need a loan… Read More
Infographic: How Bad Credit Affects Your Daily Life
We’ve said it before and we’ll say it again, your credit is the backbone of your finances. When your credit is strong and healthy so are all other aspects of your financial life. Furthermore, when your financial life is on point the rest of your life often follows suit. So,… Read More
How to Repair Bad Credit
As you go through life and start becoming more attuned to the various credit products on the market, you’ll slowly start to realize just how beneficial good credit can be for your overall financial health. In fact, a solid credit score is one… Read More
How to Get a Bad Credit Car Loan in Canada
In this day and age, it’s essential for many Canadians to own some type of motor vehicle. While public transit, Uber, and taxis might be options, having a car so they can drive whenever and wherever they need is a convenience that the majority of people prefer to… Read More
‘Til Debt Do Us Part: Having The “Credit Talk” With Your Significant Other
Ah, the first few weeks of a new relationship. That sweet-spot between the nerve-wracking first date and that moment you need to have “the credit talk.” As you and your partner grow more comfortable with each others’ company, and the prospect of living together and starting a life becomes more… Read More