Loans Canada Services Are 100% Free. Disclaimer

Car or Vehicle Title Loans

Typically personal loans in Canada aren’t all that big. However, one way to get around that is to secure your loan against your vehicle, trailer, RV, boat or other assets. It’s also a great way to acquire a loan if you have a poor credit rating.

How it Works

A car title loan works much in the same way as a regular installment loan. The difference is that the loan itself is secured against your vehicle. The lender takes the title of your vehicle to secure himself against the potential risk of you defaulting on your loan.

Typically because the loan is secured, a borrower can obtain a lending rate lower than that of an unsecured personal loan.

What if I Have Bad Credit?

If you have a low credit score then a car title loan is probably the easiest way to obtain a loan. Your weak financial profile is offset by the fact that the loan is secured, and as such, your application will appear far less risky to the lending officer who is reviewing your file.

Interested in a Vehicle Title Loan?

With a vehicle title loan, you’ll use your vehicle to gain access to the financing you need. If you’re interested in more information or want to start the process, Loans Canada can help.

Interested in Purchasing a Vehicle?

Loans Canada can also match you with the right auto loan lender so you can get behind the wheel and back on the road.


All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.