Get a free, no obligation personal loan quote with rates as low as 9.99%
Get Started You can apply with no impact to your credit score

If there is one thing that we can agree on, it’s that earning extra money on the side with very little effort is one of the best feelings. And this is exactly what the Canadian made app Drop is giving us, a simple and easy way to earn reward points (that are actually redeemable) on our everyday purchases. No extra thought needed. Weekly grocery shopping, daily coffee runs, and even late-night Amazon purchases will all earn you points.

Drop currently has over 150,000 users and has partnered with brands like Walmart, Shoppers, Starbucks, LCBO, Metro, Tim Hortons, Foot Locker, Uber, Capital One, Under Armour, and more.

What is Drop?

Drop is a free loyalty rewards app that gives you redeemable rewards points for making purchases, with your credit or debit card, at businesses you already shop at regularly. All you need to do is connect your credit or debit card to the app so when you make a purchase at any of the participating businesses, you’ll earn points, no extra space consuming reward cards needed.

How Does It Work?

Download the app (currently available for iOS and Android), connect your credit card or debit card or both, choose 5 merchants that you want to earn points from (go with places that you purchase from on a regular basis so you can earn the most points for things you actually need), then start making purchases and earn points for every dollar you spend. Once you’ve accumulated enough points, you can redeem them for gift cards. Depending on the merchant, you can expect to earn anywhere from 10-20 points per dollar spent.

Earn with Drop

Keep an Eye Out for Bonus and Offers

Earning points for your daily purchases is one of the best things about Drop, but make sure you also keep an eye out for their daily deals and offers that allow you to earn even more points. This way you’ll be able to earn enough points for that Starbucks gift card you’ve had your eye on even sooner.

How to Redeem the Points You Earn

For every 1000 points, you accumulate with Drop, you earn $1 that can be redeemed for gift cards. There are a variety of different merchant gift cards to choose from and each comes with their own minimum threshold, meaning you need to have accumulated a certain number of points before you can redeem them for a gift card. For example, you need to earn 10,000 points before you can redeem them for a $10 Amazon gift card.

What’s the Catch?

There really isn’t one. The app is free and all you need to do is shop like you normally would. This is definitely the key to successfully using Drop, shop like you normally would. As with any rewards system based on spending, there is always a chance that you spend too much just to earn points. Since we know you have serious financial goals and that over spending is not one of them, consider earning points with Drop as a bonus when you make your daily necessary purchases. When you’re setting up your account and need to choose 5 merchants to earn points from, choose the ones you frequent the most.

Once you’ve chosen the best 5 businesses for your spending habits, you’re done, nothing more to do or think about. Simply go about your life, spending as your normally would and the points will accumulate on their own.

Earn with Drop

Caitlin Wood, BA avatar on Loans Canada
Caitlin Wood, BA

Caitlin Wood is the Editor-in-Chief at Loans Canada and specializes in personal finance. She is a graduate of Dawson College and Concordia University and has been working in the personal finance industry for over eight years. Caitlin has covered various subjects such as debt, credit, and loans. Her work has been published on Zoocasa, GoDaddy, and deBanked. She believes that education and knowledge are the two most important factors in the creation of healthy financial habits. She also believes that openly discussing money and credit, and the responsibilities that come with them can lead to better decisions and a greater sense of financial security.

More From This Author

Special Offers

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2020/10/Best-chequing-account-in-canada.png
Best Chequing Accounts In Canada 2025

By Daniel Schoester
Updated on December 20, 2025

Discover the best chequing accounts in Canada for 2025: High-interest rates, no fees, digital ease. An essential guide for smart banking choices.

https://loanscanada.ca/wp-content/uploads/2025/05/pay-off-a-car-loan-early.png
Can You Pay Off A Car Loan Early In Canada?

By Steven Brennan
Updated on May 5, 2025

If you’re considering paying off your car loan early, you’re probably thinking about the benefits of saving on interest and owning your car outright a...

https://loanscanada.ca/wp-content/uploads/2016/02/save-on-car-insurance-1.png
How To Save Money On Your Car Insurance

By Caitlin Wood, BA
Updated on May 2, 2025

Learn how to maximize your savings by minimizing your insurance rates.

https://loanscanada.ca/wp-content/uploads/2020/01/Car-Payment-Too-Expensive.png
Is Your Monthly Car Payment Too Expensive?

By Lisa Rennie
Updated on May 2, 2025

Is your monthly car payment too expensive? Find out how to lower your car loan payment so it's more affordable.

https://loanscanada.ca/wp-content/uploads/2018/09/line-of-credit-vs-credit-card.png
Compare A Line Of Credit vs. A Credit Card

By Steven Brennan
Updated on May 1, 2025

While a line of credit vs a credit card may seem alike, each has its pros and cons. Learn how each works and when to use one over the other.

https://loanscanada.ca/wp-content/uploads/2022/06/5000-Loans.png
How To Get A $5,000 Loan In Canada

By Lisa Rennie
Updated on May 1, 2025

Whether you have a financial emergency or a major purchase to cover, a $5,000 loan can help make the expense more affordable.

https://loanscanada.ca/wp-content/uploads/2022/05/How-to-Buy-Bitcoin.png
How To Buy Bitcoin In Canada

By Caroline Macdonald
Updated on May 1, 2025

Bitcoin is a lucrative and interesting opportunity for all crypto investors. Find out how you can buy and sell Bitcoin in Canada.

https://loanscanada.ca/wp-content/uploads/2016/04/Pay-Cash-For-A-Car.png
Is Paying Cash For A Car A Good Idea?

By Caitlin Wood, BA
Updated on April 30, 2025

Trying to decide whether to get a car loan or pay your car with cash? Keep reading to learn about the pros and cons of paying with cash.

Recognized As One Of Canada's Top Growing Companies

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers