A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Mortgage Articles
How To Buy A House In Canada: A Step-by-Step Guide
By Lisa Rennie
Updated on November 15, 2024
Buying a house is a complex process. We've broken down each step so you know exactly what's to come when buying a house.
Should You Pay Off Your Home Buyers’ Plan Early?
By Jessica Martel
Updated on November 14, 2024
Learn about the Home Buyers' Plan repayment process. Find out how much you have to repay and when.
What Is A Debt Service Ratio?
By Lisa Rennie
Updated on November 12, 2024
Learn about what a debt service ratio is and how it affects the mortgage approval process.
How To Remove A Name From A Property Deed
By Lisa Rennie
Updated on November 11, 2024
In order to remove a person from a deed, a specific form will need to be completed, along with specific documents to support the claim.
Retiring With a Mortgage in Canada
By Lisa Rennie
Updated on November 8, 2024
Retiring mortgage free is often a main goal for many Canadian homeowners, but what happens when a consumer has to retire with a mortgage?
Should You Pay Property Taxes Through Your Mortgage?
By Lisa Rennie
Updated on November 8, 2024
How much do you have to pay in property taxes, and should you opt to have these payments included on your mortgage payments?
Boost Your Property Value: Secondary Suite Incentive Programs Across Canada
By Sean Cooper
Updated on November 5, 2024
Thinking of adding a basement suite to your home? Find out how you can cover your costs using the government secondary suite incentive programs.
Pre-Delivery Inspection (PDI) Checklist
By Lisa Rennie
Updated on November 4, 2024
A detailed list of everything you should be on the lookout for during a pre-delivery inspection (PDI) for a new build house.
Second Mortgage Rates
By Chrissy Kapralos
Updated on November 4, 2024
Discover how second mortgage rates fluctuate and change in Canada according to region and other factors. See what influences you 2nd mortgage rate.
What Is A Home Builders Mortgage?
By Bryan Daly
Updated on November 4, 2024
Thinking for buying a pre-construction home or building your own home from the ground up? Then you'll need a builders mortgage.
Should You Use Home Equity As An Emergency Fund?
By Lisa Rennie
Updated on November 4, 2024
If you have a financial emergency would tapping into your home equity be a good idea? Find out if a HELOC or home equity loan in a good option.
How To Finance Your Home Renovations For Accessibility
By Lisa Rennie
Updated on November 1, 2024
Are you considering making some home renovations for accessibility? Find out all the ways you can finance them,
