A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Credit Articles
What Should My Credit Utilization Ratio Be?
By Veronica Ott
Updated on October 2, 2024
Do you know what your credit utilization ratio is? Keep reading to learn how to calculate yours and to learn now it affects the health of your credit ...
New Law Makes Credit Scores Free In Quebec
By Lisa Rennie
Updated on October 1, 2024
While there are many free credit score providers, recent changes to the law has made credit scores free in Quebec and throughout Canada with Equifax.
What Is A Good Credit Score In Canada?
By Caitlin Wood, BA
Updated on September 30, 2024
Find out what is considered good credit in Canada. Check out if you fall into the good credit score range and how you can maintain it.
What It Means To Have A Credit Score Of 780
By Lisa Rennie
Updated on September 27, 2024
Do you have a credit score of 780? We're breaking down everything you need to know about how to harness your creditworthiness.
RBC Credit Score | Access Your CreditView Credit Score For Free Online
By Corrina Murdoch
Updated on September 26, 2024
The Royal Bank of Canada (RBC) offers the CreditView Dashboard to its online banking clients. It lets them check their credit score for free.
Does Closing A Bank Account Affect My Credit Scores?
By Lisa Rennie
Updated on September 25, 2024
Almost all of your financial decisions affect the overall health of your credit score, but does closing a bank account affect it?
How Applying For New Credit Affects Your Credit Scores
By Shari Talbot
Updated on September 20, 2024
Your credit score is affected by almost all your financial behaviours, including when and how often you apply for new credit.
What Is A Credit Inquiry?
By Bryan Daly
Updated on September 20, 2024
Everything you need to know about credit inquiries and how they affect your credit score and overall financial health.
What Actions Can Impact Your Credit Scores?
By Matthew Taylor
Updated on September 20, 2024
When it comes to the health of your credit, there are several factors that can affect the health of your credit scores.
Do Insurance Companies Check Credit In Canada?
By Priyanka Correia, BComm
Updated on September 20, 2024
When shopping for insurance, you'll be asked a series of questions about yourself, your home, or your car - but what about your credit score?
How To Build Your Credit During A Recession
By Spring Financial
Updated on September 20, 2024
Having good credit during a recession can be very beneficial as it can give you access to money when you need it the most.
Refresh Financial Secured Visa Review
By Bryan Daly
Updated on September 20, 2024
The Refresh Financial Secure Visa is a secured credit card that can help consumers gain access to credit and work to improve their credit history.
