Latest Posts

What Happens If You Over-Contribute To Your RRSP?
By Kale Havervold
Published on November 2, 2023
An RRSP over contribution can lead to a big penalty. Find out what you should do if you over contributed to your RRSP.

What Happens If You Miss A Mortgage Payment?
By Daniel Schoester
Missed a mortgage payment in Canada? Learn about late fees, credit score impact, foreclosure, and the steps you need take.

Neo Mastercard® | Neo Financial Credit Card Review
By Corrina Murdoch
The Neo Financial Credit Card makes both spending and saving rewarding for Canadian consumers, regardless of their financial health.

Should You Answer Your Collection Calls?
By Jessica Martel
Is your debt so bad that you're now being contacted by collection agencies? Find out if you should answer your collection calls and the rules surround...

Quebec’s Lemon Law: Ensuring Vehicle Quality and Consumer Rights
By Maidina Kadeer, BA
The Lemon Law protects consumers by shifting the financial burden of a defective vehicle from the consumer onto the manufacturer.

How To Consolidate Credit Card Debt In Canada: A Complete Guide
By Lucas Elliott
Learn how to consolidate credit card debt into a single loan or account at a lower rate can provide meaningful financial relief. This guide covers pro...

Average Debt By Age In Canada: Mortgages, Consumer & Student Loans
By Daniel Schoester
Wondering if your debt levels are more or less than your peers? Find out the average debt by age in Canada.

How To Enter The Canadian Housing Market If It Crashes
By Lisa Rennie
Will the housing market crash in 2023 in Canada? If it does, will you be able to enter the housing market? Find out how.

Consumer Proposal vs Bankruptcy
By Trevor O'Hagan

What Happens When You Pay Off Your Mortgage In Canada?
By Alpine Credits

Snowbird Travel Insurance
By Lisa Rennie

Defined Benefits vs Defined Contribution Pension Plans: A Guide For Canadian Beginners
By Tony Dong, MSc, CETF