A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
How Does Pension Income Splitting Work?
By Mark Gregorski
Published on February 14, 2024
Splitting your pension income with your spouse or common-law partner is a great way to take advantage of tax savings.
What Is The CPP Enhancement? CPP Costs Set To Rise In 2024
By Barry Choi
Published on January 16, 2024
In case you haven’t heard, Canada Pension Plan (CPP) contributions increased again in 2024. While these increases are nothing new, what worries some C...
RSP vs RSSP: A Beginner’s Guide
By Mark Gregorski
Published on November 2, 2023
Often the the terms RSP vs RRSP are used interchangeably, which can be correct, but it depends on the context.
Defined Benefits vs Defined Contribution Pension Plans: A Guide For Canadian Beginners
By Tony Dong, MSc, CETF
Published on October 24, 2023
Wondering what's the difference between defined benefit vs defined contribution? Find out everything you need to know between the two.
What Is The Average Retirement Age In Canada?
By Lisa Rennie
Published on April 17, 2023
Do you know when you should retire? Find out what is the average retirement age in Canada and why you should ensure you have income after retirement.
Average Savings By Age In Canada
By Bryan Daly
Published on July 25, 2022
Not sure how much money you should be saving for retirement? Find out how much people your age is saving and how much you should have saved in Canada....
Quebec Pension Plan (QPP): Payments Dates 2024
By Corrina Murdoch
Published on February 14, 2022
Find out if you qualify for the QPP payments, how much you can get and when you can expect the QPP payments dates.
Bloom Review: Reverse Mortgages For Retirees In Ontario
By Corrina Murdoch
Published on December 6, 2021
Bloom is a Canadian business that uses technology to offer financial services to those over the age of 55 in the province of Ontario.
What Is A Pension Adjustment?
By Corrina Murdoch
Published on October 6, 2021
By learning how pension adjustments work, and how they apply to you specifically, you can make the best plan for your future.
How Do You Unlock A LIRA?
By Matthew Taylor
Published on September 28, 2021
Wondering if you can withdraw funds from your LIRA early? Find out all the special circumstances you can unlock your LIRA.
What Happens To Your Retirement Savings During A Divorce?
By Lisa Rennie
Published on August 13, 2021
When you divorce, you’re changing your marital status, which will inevitably impact your tax RRSPs and other retirement savings.
CPP Payments Schedule 2024
By Matthew Taylor
Published on April 8, 2021
Many Canadian retirees rely on the Canada Pension Plan (CPP). Find out when the CPP payment dates are to help you budget around it.
