A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
Canada’s RRSP Home Buyers’ Plan
By Caitlin Wood, BA
Updated on September 6, 2024
Are you buying your first home and need financial help with a down payment? Canada's Home Buyers' Plan may be just what you need.
Average House Price In Toronto 2023
By Lisa Rennie
Updated on September 6, 2024
You'll be spending a big chunk of change on a home purchase these days, especially in the City of Toronto.
Why Do Smaller Down Payments Qualify For Lower Mortgage Rates?
By Lisa Rennie
Updated on September 6, 2024
Do you know that you can get a lower interest rate than those who put a 20% down payment by simply putting down a smaller down payment?
What Is A Mortgage Gift Letter And Do You Need One?
By Corrina Murdoch
Updated on September 6, 2024
A mortgage gift letter is a document that verifies that the gift money you receive is, in fact, a gift that you do not have to repay.
Homewise Review
By Lisa Rennie
Updated on September 6, 2024
Looking for low mortgage rates and an easy online application process? Check out Homewise to save time and potentially thousands of dollars.
Can You Pay Off Your Mortgage At Renewal?
By Lisa Rennie
Updated on September 6, 2024
Is your mortgage term coming to an end? Are you consider paying off your mortgage in full? Read this article first.
What Does The New Canadian Mortgage Charter Mean For Homeowners?
By Lisa Rennie
Updated on September 6, 2024
Housing affordability has become a significant issue among Canadians and is now at its worst level in 41 years. To alleviate the financial burdens amo...
Land Transfer Tax Ontario: What Buyers Should Know
By Lisa Rennie
Updated on September 6, 2024
Thinking about buying or selling a house in Ontario now or in the near future? You need to know how the land transfer tax will affect you.
What Is A Freehold Strata?
By Lisa Rennie
Updated on September 6, 2024
There are several types of property ownership, including a freehold strata. Before buying a home,, make sure you understand the ownership type involve...
Bi-Weekly Payments vs. Monthly Mortgage Payments
By Mark Gregorski
Updated on September 6, 2024
Learn how the type of mortgage payment you choose can affect how much interest you pay and how fast you can pay off your mortgage.
Pre-Approved vs. Pre-Qualified
By Chrissy Kapralos
Updated on September 6, 2024
What's the difference between a mortgage pre-qualification and a mortgage pre-approval? Read on to find out.
Infographic: From Un-Bankable to Bankable
By Caitlin Wood, BA
Updated on September 6, 2024
Check out out latest infographic and learn how to use a bridge loan to go from un-bankable to bankable.
