A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest credit Articles
Mogo Visa* Platinum Prepaid Card (MogoCard) Review
By Mark Gregorski
Updated on August 2, 2023
The Mogo Visa* Platinum Prepaid Card awards many benefits to users, allowing them to save money, earn valuable rewards, and practice wise spending hab...
Bill 53: How A Credit Freeze in Canada Might Protect Your Finances From Criminals
By Maidina Kadeer, BA
Updated on February 9, 2023
The credit freeze act applies to all businesses and lenders in Canada, however, the service is only available for Quebec residents.
Infographic: How Bad Credit Affects Your Daily Life
By Caitlin Wood, BA
Updated on August 26, 2022
Interested in how your credit affects your daily life? Check out this infographic.
Do Buy Now, Pay Later Services Affect Your Credit?
By Corrina Murdoch
Updated on April 5, 2022
Buy now, pay later services enable you to make a medium or large purchase and pay for it in installments, often without interest.
Why Did My Credit Limit Decrease?
By Corrina Murdoch
Updated on December 9, 2021
While a sudden credit limit reduction can be alarming, there are ways to avoid any potential negative impact to your financial health.
Introduction to Credit
By Caitlin Wood, BA
Updated on November 30, 2021
Don't know much about credit scores? Check this article out and get insight on how it's calculated and how your financial behavior can affect it.
Infographic: Your Credit Score Breakdown
By Caitlin Wood, BA
Updated on November 30, 2021
An in depth look at how your credit score is calculated, how it affects your finances and how to improve it.
Why Does My Debit Card Have A Credit Card Logo On It?
By Lisa Rennie
Updated on October 8, 2021
If your debit card has a credit card logo on it, you might have access to more than just the simple option of using it to pay with debit.
Should You Accept A Credit Card Pre-Approval?
By Chrissy Kapralos
Updated on August 10, 2021
Many credit card providers offer pre-approvals. Similar to a mortgage pre-approval, it can help you determine if you meet the necessary criteria.
When Is It The Right Time To Speak With A Debt Repayment Professional?
By Margaret Johnson
Updated on May 3, 2021
Every year countless Canadians struggle to manage their debt load. Speaking with a trained professional can make all the difference, but when it is th...
What is a Credit Card Chargeback?
By Mark Gregorski
Updated on March 30, 2021
Chargebacks act as safeguards to protect consumers from fraudulent transactions or purchases where the merchant failed to deliver on their obligation.
Should I Use My Credit Card For Emergencies?
By Fairstone
Updated on October 19, 2020
Everything you need to know about using your credit cards to pay for emergencies from our friends at Fairstone.
