A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest credit Articles
Is Equifax Unable To Verify Your Identity?
By Bryan Daly
Published on June 1, 2021
Credit bureaus confirm your identity to prevent fraud and there are strict federal laws that surround our ability to access someone’s credit report.
How To Build Credit Without A Credit Card
By Priyanka Correia, BComm
Published on June 1, 2021
Can you build your credit without a credit card in Canada? Learn how to re-establish your credit rating in Canada without the use of a credit card.
Who Was The First Company To Offer Free Credit Scores In Canada?
By Priyanka Correia, BComm
Published on May 21, 2021
For a long time, credit reports were only available for free once a year through Canada’s two major credit bureaus. That is, until Mogo.
Point Of Sale Financing
By Mark Gregorski
Published on May 17, 2021
POS financing allows customers to pay in installments and can help increase your business revenue and customer satisfaction.
Do Credit Card Companies Take Advantage Of Canadian Consumers?
By Caitlin Wood, BA
Published on May 4, 2021
Are your credit card providers trying to take advantage of you? Here are some of the sneaky ways credit card providers try to take advantage of consum...
The Most Expensive Ways To Build Credit
By Bryan Daly
Published on May 3, 2021
The most common ways to build credit are also the most expensive, it's important to understand the full cost before choosing the right one for your ne...
Should You Accept A Credit Card Pre-Approval?
By Chrissy Kapralos
Published on March 31, 2021
Many credit card providers offer pre-approvals. Similar to a mortgage pre-approval, it can help you determine if you meet the necessary criteria.
What is a Credit Card Chargeback?
By Mark Gregorski
Published on March 29, 2021
Chargebacks act as safeguards to protect consumers from fraudulent transactions or purchases where the merchant failed to deliver on their obligation.
What To Do If You Have A Zero Credit Score?
By Mark Gregorski
Published on March 29, 2021
A zero credit score signifies the absence of credit history. Without a credit history, credit bureaus have no way to rate your credit profile.
What Actions Can Impact Your Credit Scores?
By Matthew Taylor
Published on March 19, 2021
When it comes to the health of your credit, there are several factors that can affect the health of your credit scores.
Is Credit Monitoring A Good Way To Protect Your Identity?
By Mark Gregorski
Published on March 12, 2021
Credit monitoring is a paid service that keeps track of changes to your credit report and can help you spot signs of identity theft.
Switching From a Secured Credit Card to a Regular Credit Card
By Matthew Taylor
Published on February 17, 2021
Are you currently using a secured credit card but are interested in graduating to a traditional credit card? We have all the tips you need.
