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Buying real estate has many barriers to entry, particularly, the large upfront down payment. Depending on the property you’d like to invest in, it can cost tens of thousands of dollars to invest. Unfortunately, many Canadians don’t have that kind of cash on hand. To help Canadians enter the real estate market, addy has created a platform that allows Canadians to invest in different properties across Canada with as little as $1.

addy allows anyone to invest in real estate, can you explain a little more about what that means?

We source and offer opportunities to invest in properties to Canadians so that everyone has a chance at real estate investing, starting at $1. 

Investment decisions are made collectively by our real estate acquisitions team and our Board of Directors which has a track record of investing in and managing real estate. All opportunities go through our very rigorous due diligence process.

Once identified, the investment opportunity is broken out into investment increments valued at $1. For example, a $1,000,000 opportunity would be divided up into 1,000,000 units

Units in the investment are listed for sale on our platform. You can decide how much you want to invest ranging from $1 to $1,500 per property.

You just launched an app for iOS, can you tell us about that?

addy’s mobile iOS app is now available to Canadians. Using the addy app, Canadians over the age of majority in Alberta, British Columbia, Ontario and Quebec can invest in institutional-grade commercial real estate deals for as little as $1, get notified when a property drops, connect with the growing community on Discord and unlock the new addyverse (a digital twin of all of your addy investments).

Is addy a real estate crowdfunding platform? What’s the benefit of real estate crowdfunding?

Our mission is to enable every human to own real estate by reducing the barrier to entry to $1. The benefit of investing with addy is you can get access to a hard-to-reach asset class for an amount that fits your budget and invest alongside fellow Canadians and those in your community.

What happens when a member invests in a property?

A member can earn passive income from their property investment in the form of distribution and at the time of exit.

Who owns the property that members invest in? What happens when addy sells a property I’ve invested in?

addy is an equity partner in real estate deals. The property itself is operated by the General Partner who makes decisions on the property. When the property is sold, any appreciation is paid back to investors in addition to their investment principal.

What if I want to invest more than $1,500 in a property?

If someone wants to invest more than $1,500 they can invest in multiple properties. We have a maximum investment amount because we want to get as many people as possible into our properties.

How do members earn passive income with addy?

You can make money in 2 ways:

  1. Sale of the Property: When the property is sold, any appreciation is paid back to investors in addition to their investment principal.
  2. Rental Income: When tenants pay rent, additional cash flow can be passed back to investors in the form of a distribution.

Details are outlined in the Offering Memorandum for each property.

Can members invest in properties all over Canada?

Yes, we have had properties in BC, AB, ON and QC so far.

What is an Offering Memorandum?

This is a legal document that outlines the objectives, risks and other important terms of an investment.

Who would benefit the most from investing with addy?

Canadians over the age of majority who are residents of BC, AB, On and QC who have an interest in investing in institutional-grade commercial real estate deals.

Caitlin Wood, BA avatar on Loans Canada
Caitlin Wood, BA

Caitlin Wood is the Editor-in-Chief at Loans Canada and specializes in personal finance. She is a graduate of Dawson College and Concordia University and has been working in the personal finance industry for over eight years. Caitlin has covered various subjects such as debt, credit, and loans. Her work has been published on Zoocasa, GoDaddy, and deBanked. She believes that education and knowledge are the two most important factors in the creation of healthy financial habits. She also believes that openly discussing money and credit, and the responsibilities that come with them can lead to better decisions and a greater sense of financial security.

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