A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Featured Articles
Latest Mortgage Basics Articles
When Is The Best Time To Buy A House?
By Lisa Rennie
Updated on January 29, 2025
Learn how to determine whether or not it's a good time to purchase a house.
Mortgage Broker Vs Bank: Who Should You Work With?
By Shari Talbot
Updated on December 20, 2024
In the market to purchase a house? Can't decide between using a mortgage broker vs a bank? This article is for you.
Open vs. Closed Mortgages
By Lisa Rennie
Updated on December 16, 2024
What are the differences between open and closed mortgages? What advantages and disadvantages does each offer? Read on to find out.
Features You Want To See In Your Mortgage Contract In 2025
By Bryan Daly
Updated on December 11, 2024
When it comes to purchasing a house, it's important that you understand your mortgage contract and make sure it includes all the features you want.
The Canadian Mortgage Stress Test in 2025
By Lisa Rennie
Updated on December 10, 2024
Thinking about purchasing a house this year? Make sure you understand how the mortgage stress test in Canada will affect your buying power.
Should You Rent Or Buy A House In Canada: What’s The Best Option?
By Bryan Daly
Updated on November 18, 2024
Trying to decide between buying and renting? We have all the advantages and disadvantages for you, keep reading.
Should You Pay Property Taxes Through Your Mortgage?
By Lisa Rennie
Updated on November 8, 2024
How much do you have to pay in property taxes, and should you opt to have these payments included on your mortgage payments?
Pre-Delivery Inspection (PDI) Checklist
By Lisa Rennie
Updated on November 4, 2024
A detailed list of everything you should be on the lookout for during a pre-delivery inspection (PDI) for a new build house.
The Hidden Costs Of Buying A House In Canada
By Bryan Daly
Updated on October 8, 2024
We all know that buying a house in Canada can be very expensive, but did you know about all the hidden costs? Keep reading to learn more.
What Is A Mortgage Gift Letter And Do You Need One?
By Corrina Murdoch
Updated on September 6, 2024
A mortgage gift letter is a document that verifies that the gift money you receive is, in fact, a gift that you do not have to repay.
Pre-Approved vs. Pre-Qualified
By Chrissy Kapralos
Updated on September 6, 2024
What's the difference between a mortgage pre-qualification and a mortgage pre-approval? Read on to find out.
Mortgage Documents Checklist
By Lisa Rennie
Updated on September 6, 2024
Thinking about applying for a mortgage in the near future? Here are all the mortgage documents you will likely need to present to your provider.
