A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Featured Articles
Latest Mortgage Basics Articles
When Is The Best Time To Buy A House?
By Lisa Rennie
Published on May 31, 2024
Learn how to determine whether or not it's a good time to purchase a house.
Can You Defer Your Mortgage Payment?
By Bryan Daly
Published on May 14, 2024
A mortgage deferral is a great short-term solution to financial hiccups. Find out everything you need to get a mortgage deferral.
Is Mortgage Interest Tax Deductible In Canada?
By Bryan Daly
Published on May 8, 2024
Is mortgage interest a tax deductible in Canada? Find out everything you need to know about claiming your mortgage interest as a deductible.
The Hidden Costs Of Buying A House In Canada
By Bryan Daly
Published on May 6, 2024
We all know that buying a house in Canada can be very expensive, but did you know about all the hidden costs? Keep reading to learn more.
How Does Buying A House As A Common Law Couple Work In Canada?
By Lisa Rennie
Published on April 8, 2024
Are you buying a house as a common law couple In Canada? Find out how it'll affect your mortgage and how it affects the property title.
The Canadian Mortgage Stress Test in 2024
By Lisa Rennie
Published on December 14, 2023
Thinking about purchasing a house this year? Make sure you understand how the mortgage stress test in Canada will affect your buying power.
Should You Pay Property Taxes Through Your Mortgage?
By Lisa Rennie
Published on December 12, 2023
How much do you have to pay in property taxes, and should you opt to have these payments included on your mortgage payments?
Mortgage Broker Vs Bank: Who Should You Work With?
By Shari Talbot
Published on November 3, 2023
In the market to purchase a house? Can't decide between using a mortgage broker vs a bank? This article is for you.
What Happens If You Miss A Mortgage Payment?
By Daniel Schoester
Published on November 2, 2023
Missed a mortgage payment in Canada? Learn about late fees, credit score impact, foreclosure, and the steps you need take.
How To Get Pre-approved For A Mortgage
By Chrissy Kapralos
Published on September 26, 2023
How to get preapproved for a mortgage? Find out everything you need to know about mortgage preapprovals.
Can My Mortgage Renewal Be Denied?
By Bryan Daly
Published on May 16, 2023
Can a bank deny mortgage renewal in Canada? Mortgage loans must be renewed at the end of every term, but are you at risk of being denied?
Breaking A Canadian Mortgage Contract
By Lisa Rennie
Published on July 14, 2022
When you break a mortgage contract you’re required to pay your lender a pre-payment penalty as well as other fees.
