











A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
By Shari Talbot
Updated on October 31, 2024
The largest contributing factors in the calculation of your credit score is your payment history, here's how it directly affects whether you have good...
By Bryan Daly
Updated on October 31, 2024
Looking to make your next purchase affordable? Try Affirm; a Canadian company that offers BNPL interest-free payment plans.
By Mark Gregorski
Updated on October 31, 2024
A zero credit score signifies the absence of credit history. Without a credit history, credit bureaus have no way to rate your credit profile.
By Caitlin Wood, BA
Updated on October 30, 2024
Our credit score and report, they're the backbone of our credit health and that's why it's so important that we understand why and how they're updated...
By Bryan Daly
Updated on October 29, 2024
Read this blog post to see the difference between a credit score and a credit rating, and how both are determined.
By Lisa Rennie
Updated on October 22, 2024
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.
By Sandra MacGregor
Updated on October 22, 2024
Find out how paying your credit card bills helps your credit score and how your statement date can affect the best time to pay it off.
By Lisa Rennie
Updated on October 15, 2024
Buy now pay later services like Afterpay have become very popular in Canada. But before you use one, you should find out how it can affect your credit...
By Lisa Rennie
Updated on October 15, 2024
The information on your credit report can impact your credit scores. If you found an error on your TransUnion credit report, find out how you can disp...
By Lisa Rennie
Updated on October 11, 2024
Errors on your credit report can pull down your credit scores. If you spot any mistakes, you should file a dispute with Equifax to correct it.
By Caitlin Wood, BA
Updated on October 8, 2024
Learn how to remove a credit account that's in collections without hurting your credit scores.
By Bryan Daly
Updated on October 4, 2024
Your credit score is an important piece of your financial profile. But what happens if your credit score doesn't show up when you go check it?
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.