A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Credit Score Articles
What To Do If You Have A Zero Credit Score?
By Mark Gregorski
Updated on October 31, 2024
A zero credit score signifies the absence of credit history. Without a credit history, credit bureaus have no way to rate your credit profile.
How Often Are My Credit Score And Report Updated?
By Caitlin Wood, BA
Updated on October 30, 2024
Our credit score and report, they're the backbone of our credit health and that's why it's so important that we understand why and how they're updated...
Credit Score vs. Credit Rating
By Bryan Daly
Updated on October 29, 2024
Read this blog post to see the difference between a credit score and a credit rating, and how both are determined.
What Is A Credit Bureau?
By Lisa Rennie
Updated on October 22, 2024
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.
When Should You Pay Your Credit Card Bill To Increase Your Credit Score?
By Sandra MacGregor
Updated on October 22, 2024
Find out how paying your credit card bills helps your credit score and how your statement date can affect the best time to pay it off.
Will Afterpay Affect Your Credit Scores?
By Lisa Rennie
Updated on October 15, 2024
Buy now pay later services like Afterpay have become very popular in Canada. But before you use one, you should find out how it can affect your credit...
How To Dispute An Error With TransUnion
By Lisa Rennie
Updated on October 15, 2024
The information on your credit report can impact your credit scores. If you found an error on your TransUnion credit report, find out how you can disp...
How To Dispute An Error With Equifax
By Lisa Rennie
Updated on October 11, 2024
Errors on your credit report can pull down your credit scores. If you spot any mistakes, you should file a dispute with Equifax to correct it.
How To Remove Collections From Credit Report In Canada
By Caitlin Wood, BA
Updated on October 8, 2024
Learn how to remove a credit account that's in collections without hurting your credit scores.
Why Isn’t My Credit Score Showing Up?
By Bryan Daly
Updated on October 4, 2024
Your credit score is an important piece of your financial profile. But what happens if your credit score doesn't show up when you go check it?
Why Do I Have More Than One Credit Score?
By Veronica Ott
Updated on October 4, 2024
Did you know that you may have more than one credit score? Check out this article to learn about why this happens and whether or not it's an issue.
What Should My Credit Utilization Ratio Be?
By Veronica Ott
Updated on October 2, 2024
Do you know what your credit utilization ratio is? Keep reading to learn how to calculate yours and to learn now it affects the health of your credit ...
