The Loans Canada Blog

Financing Alternatives to the Banks

Financing Alternatives to the Banks

The traditional approach to obtaining a loan, a mortgage or refinancing your home is to go to a bank. But what other options are available to you? Could you actually save money by not going to a bank? The answer is yes. Save with a Mortgage Broker There are many… Read More


When should you consider private lenders?

When should you consider private lenders?

There exists a wide array of reasons why individuals consider finding financing from private lenders, some of which include: – an urgency to find financing: private loans usually take only a couple of days to be processed and approved – borrower has a poor credit rating and is rejected by… Read More


Budgeting for Mortgage Fees and Other Costs

Budgeting for Mortgage Fees and Other Costs

You have picked out your new home. You’ve been approved for financing. You found yourself a great rate, and you can’t wait to start living your dreams. But hold on for just a second, have you thought about the additional mortgage fees that you will incur? What about the other… Read More


What to do if your banks says no

What to do if your banks says no

When looking for a loan (a car loan, a mortgage loan, a personal loan) the first thing people think of is visiting their bank’s local branch. They usually offer good customer service and you tend to get what you need from them. But what do you do if your bank… Read More


Mortgage Rates Continue Falling

Mortgage Rates Continue Falling

You might have heard about the new mortgage rules that went into effect July 9th of this year. Their intention was to relax Canada’s increasingly animated mortgage market. Canada’s Minister of Finance, Jim Flaherty, along with other fiscal policymakers have pushed controls and tighter regulations onto the mortgage industry… Read More


Bad Credit Loans

Bad Credit Loans

Unfortunately, lots of Canadians have problems getting loans due to their poor credit ratings. There have also been many other economic setbacks all across North America over the last few decades. Those setbacks, of course, can lead to high levels of household debt and bad credit among Canadian… Read More


Changing Online Trends

Changing Online Trends

People are using the internet more and more these days. Whether you’re looking for a Mexican restaurant, a movie theater or a chiropractor, you are likely to go online to find the location closest to you. Many sites can help you find what you’re looking for including Google Places, Yelp… Read More


5 Steps to a Better Credit Score

5 Steps to a Better Credit Score

A lot of us have maxed out our credit cards, however we think it’s time to max out our credit scores instead! This guide will give you the best 5 ways to improve your credit score. 1. Pulling your Credit Score Did you know that there are 2 ways to… Read More


Mortgage Loans for Grads

Mortgage Loans for Grads

So you put in years of hard work, you got your degree, you found a great and stable job and now you’re ready to take the next big step in your life: you want to purchase a new home. How do you start? What do you need to do? How… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

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Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.