A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
Best Time To Make A Lump Sum Mortgage Payment
By Sean Cooper
Updated on October 28, 2025
Came across a lot of money and want to use it for your home loan? Find out when's the best time to make a lump sum payment on your mortgage.
What Happens If You Miss A Mortgage Payment?
By Lisa Rennie
Updated on September 12, 2025
Missed a mortgage payment in Canada? Learn about late fees, credit score impact, foreclosure, and the steps you need take.
No Down Payment Mortgages In Canada: A Guide
By Caitlin Wood, BA
Updated on August 8, 2025
With a no-down-payment mortgage, you’re using borrowed money to fund the down payment instead of your savings. Find out who offers these mortgages.
Guide On Buying Property In The U.S. As A Canadian
By Lisa Rennie
Updated on August 6, 2025
Looking to escape the Canadian winters by purchasing a home south of the border? Find out more about buying property in the U.S.
Guide To Home Appraisals In Canada
By Sandra MacGregor
Updated on July 30, 2025
Learn what a home appraisal is, how it affects property value, and why it's a key step in buying and selling a house.
Flex Mortgages: The Smart Homeowner’s Secret Weapon
By Sean Cooper
Updated on July 21, 2025
Do you know how flexible you want or need your mortgage to be? Flexibility can allow you to make big life or financial changes without the added penal...
What Is A Rate Hold On A Mortgage?
By Jessica Martel
Updated on July 7, 2025
A rate-hold mortgage offers many benefits, including the ability to search the market for the best deal without fear of losing out on another deal.
How To Get A Long-Term Loan In Canada
By Caitlin Wood, BA
Updated on July 3, 2025
Long term loans are loans with a payment plan of at least five years. Mortgages and even certain personal loans are considered long term.
Interest Adjustment Date: The Mortgage Term You Didn’t Know You Needed To Know
By Sean Cooper
Updated on June 24, 2025
Everything you need to know about Interest Adjustment dates, an often forgotten closing cost when buying a home.
How To Get A Farm Mortgage
By Bryan Daly
Updated on June 16, 2025
Thinking about investing in a farm or rural real estate, we've compiled everything you need to know.
Average Home Prices In Ontario 2026
By Lisa Rennie
Updated on March 29, 2025
If you've got your sights set on buying a home in Ontario, you'd be well-advised to find out the average house price in Ontario.
How To Switch Mortgage Lenders
By Jessica Martel
Updated on March 26, 2025
Want to switch your mortgage lender? Consider when you should switch your mortgage and the costs involved to help you save money.
