Who Has to Pay Off the Credit Card Debt of a Deceased Person?

Who Has to Pay Off the Credit Card Debt of a Deceased Person?

If you have parents or in-laws that you suspect to be deeply in debt you may be concerned that you’ll have to take on those debts when they pass away. Luckily the short answer to this question is no, at least not without your consent. We completely understand why you… Read More


Increasing Your Credit Score Quickly

Increasing Your Credit Score Quickly

Like all things personal finance, you have complete control over your credit score and can make small or large changes to your financial habits to either negatively or positively affect it. If you have any type of credit account, this includes personal loans, student loans, mortgages and credit cards then… Read More


Using a Personal Credit Card for Business Purchases

Using a Personal Credit Card for Business Purchases

This question is probably one of the most frequently asked and discussed amount Canadian business owners, in particular small business owners. Is it ok for you, as a business owner, to use your personal credit card to make business related purchases? Yes it’s ok and it’s perfectly fine to do… Read More


Credit Card Debt FAQ

Credit Card Debt FAQ

Becoming informed is essential to ensuring that you make the right decisions when it comes to managing your credit card debt. Fortunately, there is a wealth of information out there, meaning that you should be able to find the answers to all of your questions so long as you are… Read More


How to Recognize the Danger Signs of Credit Card Debt

How to Recognize the Danger Signs of Credit Card Debt

Recognizing credit card debt before it gets out of hand is extremely difficult and more often than not we only realize there’s a problem before it’s too late. If you currently have some credit card debt (the average person usually does) and are making the minimum payments each month, you… Read More


Balance Transfer Credit Card Alternatives

Balance Transfer Credit Card Alternatives

Here’s the deal: a balance transfer of your credit card debt is one of the best things you can do for yourself when you’re trying to pay off your debt. If you can find one that looks and sounds like a good deal and you are able to qualify for… Read More


Can You Use a Credit Card to Pay Your Rent?

Can You Use a Credit Card to Pay Your Rent?

For most people rent is one of, if not the most important bill that needs to be paid each month. If you don’t own a house or condo then you probably pay to rent your home and the monthly payment process may sometimes seem a little bit tedious. But the… Read More


3 Times You Should Choose a Personal Loan Over a Credit Card

3 Times You Should Choose a Personal Loan Over a Credit Card

We’ve all been in a situation where we need to buy something right away but the cash just isn’t there, whether it’s for school, a gift or an emergency sometimes charging it seems like the best and easiest option. Credit cards aren’t always the answer to all financial problems and… Read More


Paying Off One Credit Card with Another Credit Card

Paying Off One Credit Card with Another Credit Card

Credit card debt is a serious issue, no matter where you live or who you are, it doesn’t discriminate. Credit cards are simply one of those things that aren’t explained properly in order to get people to apply for them and use them, and consequently they are often miss used… Read More


Note:

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