Will Cosigning A Loan Affect My Credit Score?

Will Cosigning A Loan Affect My Credit Score?

The short answer is yes, cosigning a loan will have an impact on your credit score. Cosigning a loan on its own won’t have an immense impact on your credit, although, how the loan is handled will determine the weight of the impact and… Read More


How to Get Approved For a Loan as a Student

How to Get Approved For a Loan as a Student

Being a student typically means your finances are limited. You’re in school and don’t have the time to dedicate to a full-time job. Not to mention, school itself is also expensive and your tuition needs to be paid for one way or another. As a… Read More


What Type of Loan Can I Get With a Cosigner?

What Type of Loan Can I Get With a Cosigner?

Thousands of Canadians find themselves having plenty of trouble getting approved for loans of various types simply because they have bad credit and a difficult financial history. Despite their healthy income and ability to make payments every month, many would-be borrowers are unable to secure a loan on… Read More


What Types of Lenders Accept Cosigners?

What Types of Lenders Accept Cosigners?

Have you made a few bad choices in your financial past that have caused your credit score to suffer? Are you having trouble securing a loan because of your poor credit history? If so, you might be able to get approved for the… Read More


Requirements To Be A Loan Guarantor

Requirements To Be A Loan Guarantor

You’re responsible with your money and have decent credit, which is probably why you’d make a great candidate as a guarantor for a loan. Not everyone has the financial credentials to be able to get approved for a loan. Many lenders like to deal exclusively with those who… Read More


Is Getting a Guarantor For a Loan The Right Option For You?

Is Getting a Guarantor For a Loan The Right Option For You?

Are you having trouble getting approved for a loan? Do you have bad credit and a shaky financial history that’s getting in the way of lenders approving your loan application? If so, you have options, including having a guarantor sign the loan on… Read More


What is a Guarantor Loan?

What is a Guarantor Loan?

Not everyone is able to get approved for a loan on their own. Based on their financial backgrounds, some borrowers may have trouble securing a loan without some help from others. Lenders may not feel confident about extending credit to borrowers if it is believed that the borrowers… Read More


How to Remove Yourself as a Cosigner on a Loan

How to Remove Yourself as a Cosigner on a Loan

When applying for a loan, you may need to have a cosigner or guarantor, depending on your lender or creditor and their terms. A cosigner is somebody who signs an official document, like a loan agreement, with another person. They take equal responsibility for the loan and the cosigner understands… Read More


What Happens when your Co-signer Declares Bankruptcy?

What Happens when your Co-signer Declares Bankruptcy?

If your credit isn’t so great or if you don’t have credit at all getting a co-signed loan is one of the best ways for you to start building your credit and borrow the money you need. A co-signed loan opens up so many doors that were closed to you… Read More


Note:

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