Nova Scotia Child Benefit (NSCB)

Nova Scotia Child Benefit (NSCB)

Written by Bryan Daly
Fact-checked by Caitlin Wood
Last Updated November 8, 2021

No matter where you live, it’s pretty expensive to raise a child, let alone a whole family. For instance, in places like Nova Scotia, where the birth rate can be relatively high, the average yearly cost of living for a child comes to about $10,000 to $15,000 until they turn 18. There’s also childcare, schooling and recreational activities to think about. 

Luckily, several federal and provincial/territorial programs are available in Canada that are meant specifically for parents, such as the Nova Scotia Child Benefit. Keep reading to learn what this financial benefit is and if you’re eligible to receive it.

What Does The Nova Scotia Child Benefit (NSCB) Cover?

Every province and territory offers different government benefits to individuals, parents, families and households. In the case of Nova Scotia, the Canada Revenue Agency (CRA) administers two childcare-related programs, known as the Nova Scotia Child Benefit (NSCB) and the Nova Scotia Affordable Living Tax Credit (NSALTC).

Here’s how the Nova Scotia Child Benefit (NSCB) works: 

  • In a continuing effort to combat poverty in Nova Scotia, the provincial government offers the Nova Scotia Child Benefit to households that have low to moderate incomes and children who are under the age of 18 living at home. 
  • If the household qualifies, they will receive a specific monthly amount per eligible child. The NSCB can then be combined with the federally funded Canada Child Benefit (CCB) and sent to the receiver by mail or direct deposit as one payment. 
  • The expansion of the 2020 – 2021 NSCB budget comes courtesy of an $18 million investment from the government, making it the single largest financial increase that the program has seen since its introduction back in 1998.

Check out these tax considerations for parents.

Once received, the Nova Scotia Child Benefit (NSCB) can be used to cover:

  • School expenses (tuition, supplies, etc.) 
  • Childcare costs (daycare fees, healthcare, etc.)
  • Cost of living (groceries, activities, etc.) 

Need extra financial help? Find out if you qualify for income assistance.

How Much Can You Get Under The Nova Scotia Child Benefit (NSCB)?

If your household qualifies for the full NSCB from July 2021 – June 2022, you should be entitled to a benefit amount of:

  • $77.08 a month for your first child 
  • $68.75 a month for your second child 
  • $75.00 a month for every additional child

If your household’s adjusted net household income is $26,000 to $34,000 a year, you may qualify for a partial payment (this depends on how many children you have).

NSCB Qualification & Rates Since July 2020

Household Income
$0 – $25,999 Per Year
Household Income
$26,000 – $33,999 Per Year
1 Child– $77.08 monthly
– $925.00 yearly
– $77.08 monthly
– $925.00 yearly
2 Children– $125.83 monthly
– $1,750.00 yearly
– $111.46 monthly
– $1,337.50 yearly
3 Children– $220.83 monthly
– $2,560.00 yearly
– $148.96 monthly
– $1,787.50 yearly
Per Additional Child – +$75.00 monthly
– +$900.00 yearly 
– +$37.50 monthly
– +$450.00 yearly 

What Are The Nova Scotia Child Benefit (NSCB) Payment Dates?

As mentioned, the provincial and federal governments recently started allowing Nova Scotia families to combine their NSBC with their Canada Child Benefit (CCB) into one payment. The first monthly payments of the newly increased NSCB program, along with the new CCB (which has also increased) were originally sent out on June 20, 2020.

Another great thing about the Nova Scotia Child Benefit is that your household/family does actually need to apply for it or the Canada Child Benefit. Your ability to qualify for the NSCB and CCB is based on the date you file your personal income tax return

If your family has only recently become eligible for these benefits or you file your taxes after the federal due date has passed, your tax return may need to be reassessed or retroactively corrected, which can lead to staggered payment delivery times. 

Check out these tax tips for low income earners  

NSCB Payment Dates
January 20, 2021
February 19, 2021
March 19, 2021
April 20, 2021
May 20, 2021
June 18, 2021
July 20, 2021
August 20, 2021
September 20, 2021
October 20, 2021
November 19, 2021
December 13, 2021

Who Is Eligible For The Nova Scotia Child Benefit (NSCB)? 

In the past, the NSCB was reserved for households that were earning adjusted net incomes of $26,000 or less yearly. However, as of July 2020, households with incomes of $26,000 – $34,000 can become eligible to receive all or a portion of the NSCB. 

Additionally, the government recently increased the amount of money that an eligible Nova Scotian family can receive for their first child from $625.00 to $925.00 a year. Remember, your approval chances and payment amount are based on how many children you have, as well as your household adjusted net income for the year. 

How To Apply For The Nova Scotia Child Benefit

Like many of the other financial benefits we have in our country, the Nova Scotia Child Benefit is handled by the Canada Revenue Agency. As such, no one in your household has to apply in order to receive the NSCB or the combined Canada Child Benefit. Your household’s eligibility and payment dates are determined after you file your taxes. 

Prescription Drug Coverage For Children

As a resident of Nova Scotia, you may also qualify for the provincial government’s Low Income Pharmacare For Children program, which can provide coverage for your child’s prescription medications. Despite the actual market cost of the drug, eligible parents should not have to pay more than $5.00 for any prescription. 

Families that normally receive financial aid from the government, like the Disability Support Program or income assistance, can qualify for this type of coverage too. 

If you’d like to apply for the Low Income Pharmacare For Children program, just complete the proper forms, then mail or fax them to the Nova Scotia Department of Community Services. Before you apply, keep in mind that your household must already qualify for the Nova Scotia Child Benefit (NSCB) to become eligible for this program. 

Looking To Receive The Nova Scotia Child Benefit (NSCB)?

Covering all your child’s financial needs can be extremely difficult if you don’t have the right amount of support from the government or those around you. Don’t worry, if you’re a Nova Scotia resident with a low to modest income and one or more children under the age of 18, then chances are you can qualify for the Nova Scotia Children Benefit.      

      


Rating of 5/5 based on 1 vote.

Bryan is a graduate of Dawson College and Concordia University. He has been writing for Loans Canada for five years, covering all things related to personal finance, and aims to pursue the craft of professional writing for many years to come. In his spare time, he maintains a passion for editing, writing screenplays, staying fit, and traveling the world in search of the coolest sights our planet has to offer. Bryan uses the BMO Cash Back Mastercard to earn cash back on everything from boring bill payments to exciting excursions. He is also a strong saver, holding both a TFSA and an RRSP account in order to prepare for his future while taking full advantage of tax benefits.

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