A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Mortgage Articles
Will New FCAC Guidelines Protect Canadians From Mortgage Default?
By Sean Cooper
Updated on January 29, 2025
The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in
New Changes To Stress Test Rate For Insured Mortgages
By Lisa Rennie
Updated on January 21, 2025
New changes are coming the the mortgage stress test. Find out what are the changes and how it may affect your home buying journey.
Closing Costs In Canada: How Much Will You Pay?
By Trevor O'Hagan
Updated on January 15, 2025
Explore closing costs in Canada: Learn how much you need to pay. Detailed breakdown and ways to reduce costs for a smoother home-buying journey.
High Ratio Mortgages And Default Mortgage Insurance
By Sandra MacGregor
Updated on January 14, 2025
Are you putting less than 20% on your home? Then you'll have a high-ratio mortgage. Find out how that'll affect the amount of default insurance you'll...
How To Avoid CMHC Fees In Canada
By Lisa Rennie
Updated on January 14, 2025
Want to avoid paying CMHC fees? We have the tips and tricks you need on to avoid paying CMHC fees in Canada.
Mortgage Default Insurance (CMHC Insurance)
By Priyanka Correia, BComm
Updated on January 14, 2025
Do you have to pay mortgage default insurance? How does it work? Who do you pay it to? Why is it important? What are the premiums?
CMHC Improvement And Other Home Improvement Loans
By Sandra MacGregor
Updated on January 2, 2025
Do you have a lot of renovations to do? Find out what kind of home improvement loan you can get including CMHC improvement.
Mortgage Brokers: Should You Work With One?
By Bryan Daly
Updated on December 20, 2024
Wondering if it's worth working with a mortgage broker? Learn both the advantages and disadvantages of working with a mortgage broker.
Best B Lender Mortgage In Canada
By Lisa Rennie
Updated on December 20, 2024
Can't qualify for a mortgage with a bank? Try getting a b lender mortgage. They're often easier to qualify for than a mortgage with a bank.
Mortgage Broker Vs Bank: Who Should You Work With?
By Shari Talbot
Updated on December 20, 2024
In the market to purchase a house? Can't decide between using a mortgage broker vs a bank? This article is for you.
Co-Op Housing In Canada
By Mark Gregorski
Updated on December 16, 2024
A housing co-op is a corporation that owns a group of multi-unit residences and is usually run as a non-profit organization.
Open vs. Closed Mortgages
By Lisa Rennie
Updated on December 16, 2024
What are the differences between open and closed mortgages? What advantages and disadvantages does each offer? Read on to find out.
