The Loans Canada Blog

What can I keep if I go bankrupt in Canada?

What can I keep if I go bankrupt in Canada?

When debt starts to overwhelm your life, you may feel compelled to file bankruptcy. While it is a complex choice for any Canadian, sometimes it’s the right thing to do. That’s why the opportunity is in place for those who need it most. The good news is that it’s possible… Read More


5 Ways To Budget Your Money

5 Ways To Budget Your Money

  This article was written by Sharon Hoyes, Chartered Accountant and Managing Editor MoneyProblems.ca Managing your money doesn’t have to be about spreadsheets, keeping receipts and writing down everything your spend money on. Budgeting is really about managing your finances in a way that will help you meet your financial… Read More


Remove Collection Account Without Hurting Your Credit Score

Remove Collection Account Without Hurting Your Credit Score

Your credit score is your key to loans and low-interest rates. If your score is too low, you’ll end up paying more for a loan than you need to or even be denied credit altogether. Your credit score is determined by a combination of factors, including how often you… Read More


Get Loan Ready!

Get Loan Ready!

The following was written by Jeremy of CreditSpark.ca. So you want to get a loan but don’t want to see the big red “DENIED” stamp on your file? Many people are in the same situation. Having the ability to borrow can make a huge difference on their finances and walking… Read More


10 Financial Warning Signs

10 Financial Warning Signs

Financial struggles can affect anyone. No matter your career, income, lifestyle or preparation, something can come along and threaten everything you have worked for. Whether a debilitating injury or illness, the death of a family member, a natural disaster or a worsening economy, there are dozens of life events that… Read More


Your Guide to A Down Payment & Your Mortgage

Your Guide to A Down Payment & Your Mortgage

In the past we’ve shared a lot about mortgages, home ownership and mortgage down payments so today we’ve decided to bring that all together. Our intention is to make it easy for you to find the information, tips and ideas you might need to assist you with home buying. Saving… Read More


The Benefits and Weaknesses of a Consumer Proposal

The Benefits and Weaknesses of a Consumer Proposal

Every year, millions of people find themselves facing insurmountable financial troubles. For many, financial hardships aren’t a result of wrongdoings or poorly planned actions; in many cases, a loved one dies, a business closes or an accident happens. For the average family, life can be just fine one day and… Read More


Credit Improvement Strategies

Credit Improvement Strategies

Your credit score determines several things: how much interest you’re going to pay on your car or home, how likely you are to get a loan in the first place, and yes, how much you’re paying for car insurance. The worse your credit is, the more money you’re going to… Read More


Why is it so difficult for young Canadians to save?

Why is it so difficult for young Canadians to save?

Money is important. It is important to you, me, and to Canadians all over the country. One particular group of people that the economy is really affecting is today’s Canadian youth. When we look at the cause of so many young Canadians being unable to save money, we have to… Read More


Note:

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