Latest Posts

When Do You Start Paying Taxes In Canada?
By Caitlin Wood, BA
Published on May 27, 2025
Do you know when you have to start paying taxes In Canada? While there’s no minimum age to file taxes in Canada - there is an income threshold.

Orderly Payment Of Debt (OPD) Program: A Guide
By Sean Cooper
If you're struggling to pay off your debt, you can apply for the Orderly Payment of Debt (OPD) program to help repay your debt without bankruptcy or a...

Do Unpaid Cell Phone Bills Go To Collections?
By Jun Ho
Worried your cell phone bill might end up in collections? Learn how to avoid it and what happens if it does get sent to collections.

What Is A Rate Hold On A Mortgage?
By Jessica Martel
A rate-hold mortgage offers many benefits, including the ability to search the market for the best deal without fear of losing out on another deal.

Spousal RRSP Guide
By Sandra MacGregor
Learn how a spousal RRSP can help you split income, reduce taxes, and save for retirement as a couple. Explore the benefits and drawbacks.

Can You Pay Off A Car Loan Early In Canada?
By Steven Brennan
If you’re considering paying off your car loan early, you’re probably thinking about the benefits of saving on interest and owning your car outr...

How To Set Up Direct Deposit With The CRA
By Sean Cooper
Let’s face it—no one enjoys waiting weeks for a cheque to show up in the mail. And what’s worse? Forgetting to cash it, misplacing it, or even having ...

Snowball Vs. Avalanche Debt Repayment Method
By Sandra MacGregor
Compare the snowball vs. avalanche method to repay debt. Learn about the pros and cons to help you decide which option is better for your financial si...

How To Transfer An RRSP To A TFSA
By Jun Ho

Treadmill Financing Options In Canada
By Jun Ho

What Is Instant Bank Verification?
By Jun Ho

Do You Have To File Taxes As A Common-Law Couple In Canada?
By Steven Brennan