Latest Posts

Announcing The Winner of Our Financial Literacy Scholarship (Spring 2025)
By Caitlin Wood, BA
Published on June 5, 2025
We are awarding $750 to a student every semester. All you have to do is show us how financial literacy has made a difference in your life.

When Do You Start Paying Taxes In Canada?
By Caitlin Wood, BA
Do you know when you have to start paying taxes In Canada? While there’s no minimum age to file taxes in Canada - there is an income threshold.

Orderly Payment Of Debt (OPD) Program: A Guide
By Sean Cooper
If you're struggling to pay off your debt, you can apply for the Orderly Payment of Debt (OPD) program to help repay your debt without bankruptcy or a...

Do Unpaid Cell Phone Bills Go To Collections?
By Jun Ho
Worried your cell phone bill might end up in collections? Learn how to avoid it and what happens if it does get sent to collections.

What Is A Rate Hold On A Mortgage?
By Jessica Martel
A rate-hold mortgage offers many benefits, including the ability to search the market for the best deal without fear of losing out on another deal.

Spousal RRSP Guide
By Sandra MacGregor
Learn how a spousal RRSP can help you split income, reduce taxes, and save for retirement as a couple. Explore the benefits and drawbacks.

Can You Pay Off A Car Loan Early In Canada?
By Steven Brennan
If you’re considering paying off your car loan early, you’re probably thinking about the benefits of saving on interest and owning your car outr...

How To Set Up Direct Deposit With The CRA
By Sean Cooper
Let’s face it—no one enjoys waiting weeks for a cheque to show up in the mail. And what’s worse? Forgetting to cash it, misplacing it, or even having ...

Snowball Vs. Avalanche Debt Repayment Method
By Sandra MacGregor

How To Transfer An RRSP To A TFSA
By Jun Ho

Treadmill Financing Options In Canada
By Jun Ho

What Is Instant Bank Verification?
By Jun Ho