A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
Mortgage Brokers: Should You Work With One?
By Bryan Daly
Updated on December 20, 2024
Wondering if it's worth working with a mortgage broker? Learn both the advantages and disadvantages of working with a mortgage broker.
Best B Lender Mortgage In Canada
By Lisa Rennie
Updated on December 20, 2024
Can't qualify for a mortgage with a bank? Try getting a b lender mortgage. They're often easier to qualify for than a mortgage with a bank.
Mortgage Broker Vs Bank: Who Should You Work With?
By Shari Talbot
Updated on December 20, 2024
In the market to purchase a house? Can't decide between using a mortgage broker vs a bank? This article is for you.
Why Do Millennials In Canada Carry An Average Debt Of $47K?
By Maidina Kadeer, BA
Updated on December 18, 2024
With an average debt of $47K, millennials in Canada have record high insolvencies thanks to taxes, student loans and high-interest credit.
Co-Op Housing In Canada
By Mark Gregorski
Updated on December 16, 2024
A housing co-op is a corporation that owns a group of multi-unit residences and is usually run as a non-profit organization.
Open vs. Closed Mortgages
By Lisa Rennie
Updated on December 16, 2024
What are the differences between open and closed mortgages? What advantages and disadvantages does each offer? Read on to find out.
Minimum Credit Score Required For Mortgage Approval In Canada 2025
By Bryan Daly
Updated on December 13, 2024
We have a lot to tell you about what credit score is needed to qualify for a mortgage in Canada. Even if you have bad credit, you ca still
Will The Mortgage Stress Test Affect Your Mortgage Renewal?
By Lisa Rennie
Updated on December 12, 2024
With the new mortgage renewal stress test rules in place, borrowers looking to renew soon might be faced with a whole new set of problems.
Loan-To-Value Ratio (LTV)
By Lisa Rennie
Updated on December 12, 2024
Everything you need to know about what a loan-to-value ratio is and how it can affect the loan application and approval process.
Can The Smith Maneuver Turn Your Mortgage Interest Into A Tax Deductible Investment Loan?
By Chrissy Kapralos
Updated on December 12, 2024
The Smith Maneuver is a legal strategy that helps Canadian homeowners turn their mortgage interest into a tax-deductible investment loan.
Features You Want To See In Your Mortgage Contract In 2025
By Bryan Daly
Updated on December 11, 2024
When it comes to purchasing a house, it's important that you understand your mortgage contract and make sure it includes all the features you want.
Buying A House In Canada With Bad Credit In 2025
By Bryan Daly
Updated on December 11, 2024
Can you buy a house with bad credit? Find out where you can get a mortgage with bad credit in Canada.
