A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
Co-Op Housing In Canada
By Mark Gregorski
Updated on December 16, 2024
A housing co-op is a corporation that owns a group of multi-unit residences and is usually run as a non-profit organization.
Open vs. Closed Mortgages
By Lisa Rennie
Updated on December 16, 2024
What are the differences between open and closed mortgages? What advantages and disadvantages does each offer? Read on to find out.
Buying Property In The U.S. As A Canadian
By Lisa Rennie
Updated on December 13, 2024
Looking to escape the Canadian winters by purchasing a home south of the boarder? We have everything you need to know about buying property in the U.S...
Minimum Credit Score Required For Mortgage Approval In Canada 2025
By Bryan Daly
Updated on December 13, 2024
We have a lot to tell you about what credit score is needed to qualify for a mortgage in Canada. Even if you have bad credit, you ca still
Will The Mortgage Stress Test Affect Your Mortgage Renewal?
By Lisa Rennie
Updated on December 12, 2024
With the new mortgage renewal stress test rules in place, borrowers looking to renew soon might be faced with a whole new set of problems.
Loan-To-Value Ratio (LTV)
By Lisa Rennie
Updated on December 12, 2024
Everything you need to know about what a loan-to-value ratio is and how it can affect the loan application and approval process.
Can The Smith Maneuver Turn Your Mortgage Interest Into A Tax Deductible Investment Loan?
By Chrissy Kapralos
Updated on December 12, 2024
The Smith Maneuver is a legal strategy that helps Canadian homeowners turn their mortgage interest into a tax-deductible investment loan.
Features You Want To See In Your Mortgage Contract In 2025
By Bryan Daly
Updated on December 11, 2024
When it comes to purchasing a house, it's important that you understand your mortgage contract and make sure it includes all the features you want.
Buying A House In Canada With Bad Credit In 2025
By Bryan Daly
Updated on December 11, 2024
Can you buy a house with bad credit? Find out where you can get a mortgage with bad credit in Canada.
Alternative Mortgage Financing In 2025
By Bryan Daly
Updated on December 11, 2024
Alternative lenders can provide all Canadians with the opportunity to become homeowners, keep reading to learn how they can help you too.
The Canadian Mortgage Stress Test in 2025
By Lisa Rennie
Updated on December 10, 2024
Thinking about purchasing a house this year? Make sure you understand how the mortgage stress test in Canada will affect your buying power.
Best Real Estate Apps In Canada 2025
By Daniel Schoester
Updated on December 10, 2024
Discover Canada's best real estate apps, your guide to navigating the market with ease. Explore features, user reviews, and more.
