A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
When Is The Best Time To Buy A House?
By Lisa Rennie
Updated on January 29, 2025
Learn how to determine whether or not it's a good time to purchase a house.
How Inflation Affects Your Mortgage
By Lisa Rennie
Updated on January 29, 2025
The rapidly rising inflation rates are not only affecting food prices but mortgage interest rates as well. Find out how inflation may affect your mort...
Mortgage Defaults Are Rising In Canada
By Mortgage Maestro
Updated on January 29, 2025
Did you know mortgage defaults are rising in Canada? Find out how mortgage defaults can affect your ability to get a mortgage.
Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates
By Sean Cooper
Updated on January 29, 2025
With the Bank of Canada cutting interest rates again, let’s recap what happened. There’s also a lot of confusion about variable and fixed mortgage rat...
Should You Choose A Short-Term For Your Mortgage In 2025?
By Lisa Rennie
Updated on January 29, 2025
*This post was created in collaboration with Mortgage Maestro. Homeowners with mortgage terms coming due soon could be faced with significantly higher...
How Will The Bank Of Canada’s Interest Rate Cut Affect You?
By Maidina Kadeer, BA
Updated on January 29, 2025
The interest rates set by the Bank of Canada, also known as the ‘bank rate’, is a key factor in determining the cost of borrowing money.
Will New FCAC Guidelines Protect Canadians From Mortgage Default?
By Sean Cooper
Updated on January 29, 2025
The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in
New Changes To Stress Test Rate For Insured Mortgages
By Lisa Rennie
Updated on January 21, 2025
New changes are coming the the mortgage stress test. Find out what are the changes and how it may affect your home buying journey.
Closing Costs In Canada: How Much Will You Pay?
By Trevor O'Hagan
Updated on January 15, 2025
Explore closing costs in Canada: Learn how much you need to pay. Detailed breakdown and ways to reduce costs for a smoother home-buying journey.
High Ratio Mortgages And Default Mortgage Insurance
By Sandra MacGregor
Updated on January 14, 2025
Are you putting less than 20% on your home? Then you'll have a high-ratio mortgage. Find out how that'll affect the amount of default insurance you'll...
How To Avoid CMHC Fees In Canada
By Lisa Rennie
Updated on January 14, 2025
Want to avoid paying CMHC fees? We have the tips and tricks you need on to avoid paying CMHC fees in Canada.
Mortgage Default Insurance (CMHC Insurance)
By Priyanka Correia, BComm
Updated on January 14, 2025
Do you have to pay mortgage default insurance? How does it work? Who do you pay it to? Why is it important? What are the premiums?
