A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest mortgage Articles
Are Mortgage Delinquencies On The Rise In Canada?
By Lisa Rennie
Updated on April 3, 2024
Rising interest rates, expensive home prices, and the pressure of inflation have put many Canadians at risk of mortgage delinquencies.
Mortgage Prepayment Penalty: How Much Will It Cost You?
By Lisa Rennie
Updated on April 2, 2024
Did you know what you could be penalized for making extra payments toward your mortgage? Keep reading to learn about mortgage prepayment penalties.
Buying A House Without A Realtor: Benefits And Risks
By Lisa Rennie
Updated on March 21, 2024
Are you thinking of buying a house without a realtor? While it may save you some money, it's crucial you understand the benefits and risks of going it...
COVID-19: New And More Strict CMHC Mortgage Rules
By Priyanka Correia, BComm
Updated on February 26, 2024
With the economy struggling to recover, the CMHC has introduced new mortgage rules to protect borrowers and maintain the stability of the housing mark...
How Will The Newly Proposed OSFI Changes Affect Mortgage Affordability?
By Mortgage Maestro
Updated on February 26, 2024
Find out how the proposed OSFI changes can affect your mortgage affordability and ability to secure a mortgage in Canada.
How Many Mortgages Can You Have In Canada?
By Lisa Rennie
Updated on February 26, 2024
If you’re thinking about getting another property you may be wondering how many mortgages can you have in Canada. Find out here.
Why Lower Interest Rates Won’t Solve The Housing Crisis: Root Cause Is Supply Shortage
By Maidina Kadeer, BA
Updated on February 20, 2024
Find out why BOC's Governor Tiff Macklem says supply shortage is the root cause of Canada's housing affordability crisis.
Are You A Senior? Defer Your Property Taxes To Save Cash
By Lisa Rennie
Updated on February 13, 2024
Are you looking for a property tax rebate for seniors? We've curated a list of all the property tax deferrals in Canada.
What Is The Trigger Rate?
By Bryan Daly
Updated on January 26, 2024
Find out what is the trigger rate is, how it can affect you and what you can do when you reach it.
The Financial Implications Of Your Elderly Parents Living With You And Paying Rent
By Lisa Rennie
Updated on December 19, 2023
If your elderly parents live with you and pay rent, can you use it to get a mortgage? Find out if you can get a mortgage with rental income.
Rent-To-Own In Ontario: How Does It Work?
By Lisa Rennie
Updated on December 11, 2023
Can't qualify for a regular mortgage? Find out how does rent to own work in Ontario and how it can help you become a homeowner.
How Are Real Estate Agents Pushing People Into Mortgage Fraud?
By Mortgage Maestro
Updated on November 13, 2023
With soaring home prices and interest rates, Canadians are falling victim to mortgage fraud through their real estate agents.
