Why Research Should Be a Priority Before Taking On Debt

Why Research Should Be a Priority Before Taking On Debt

Car expenses, mortgage payments, utility bills, credit card bills, school tuition are just some of the expenses many Canadian households deal with year-round. It’s no wonder why more and more consumers are seeking loans to help them cover the day to day expenses associated with living in Canada. When it… Read More


The Best Reason to Give When Applying for a Personal Loan 

The Best Reason to Give When Applying for a Personal Loan 

If you’ve ever filled out an application for a loan or another financial product, you may have come across a question asking you for the intended use. Responding to this question can be scary because you don’t want to risk approval – especially in dire situations. Although honesty really is… Read More


Loan Payments 101

Loan Payments 101

For this post, we’ve teamed up with our partners at Fairstone When you know you need money and you’re thinking it may be time to get a loan, the first thing that may come to mind is loan payments. How much will your loan payments be? How frequently will you… Read More


How To Get a Loan From a Credit Union

How To Get a Loan From a Credit Union

If you need a loan, you have a few options when it comes to where to obtain one, and that includes applying with a credit union, for example, Meridian or Desjardins. A loan from a credit union comes with a few perks, including lower rates and fees, which can… Read More


How to Borrow Using Your Home Equity in 2020

How to Borrow Using Your Home Equity in 2020

As a homeowner starts to pay down their mortgage throughout the years, they begin building home equity. The more they pay toward their mortgage, the more home equity they gain for future use. Your equity will also rise if and when your property increases in value with the… Read More


Make Sure You Understand These Financial Terms Before Getting a Loan

Make Sure You Understand These Financial Terms Before Getting a Loan

For this post, we’ve teamed up with our partners at Fairstone  Let’s face it, finances can be confusing. When you apply for a loan, you’ll be faced with loan terminology, and it can be intimidating if you don’t understand what the terms mean.  In honour of Financial Literacy Month, our… Read More


Can I Pay Off My Loan Early?

Can I Pay Off My Loan Early?

There are certain times in life where a little financial help would be helpful. Whether it’s to purchase a car, buy a home, or cover the cost of college tuition, a loan can certainly come in handy from time to time.  Of course, when you take out a loan, you’ll… Read More


How Can I Get a Lower Interest Rate on a Loan?

How Can I Get a Lower Interest Rate on a Loan?

For this post, we’ve teamed up with our partners at Fairstone. Picture this: You want to buy a car in the next few months, but know you’ll need a loan to cover some or all of the cost. This is a good opportunity to start increasing your credit score. Why?… Read More


Can I Use a Personal Loan For Emergencies?

Can I Use a Personal Loan For Emergencies?

For this blog, we’ve teamed up with our partners at Fairstone Almost half of Canadians are $200 away from not meeting their financial obligations each month. You’re not alone if you fall into this category, but being cash strapped can make it difficult to tackle unexpected expenses. … Read More


Note:

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Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.