A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
How To Invest A $8,000 FHSA Contribution Safely With Low Risk
By Tony Dong, MSc, CETF
Published on April 15, 2024
The Canadian housing market is red-hot, making the dream of homeownership seem out of reach for many. However, aspiring homeowners now have a new ally...
Down Payment Assistance Programs In Canada
By Sean Cooper
Published on December 11, 2023
Are you struggling to save up for a down payment? Depending on where you live, you may be eligible for some down payment assistance programs.
How Do Gifted Down Payments Work?
By Corrina Murdoch
Published on July 20, 2023
Want to use your gift money as a down payment? Find out how you can use your gift money as a down payment.
How Much Should A Down Payment For A Car Be?
By Lisa Rennie
Published on May 11, 2023
Saving up to make a significant down payment will not only help make your monthly payments more affordable, but it can improve your chances of approva...
What Is A Mortgage Gift Letter And Do You Need One?
By Corrina Murdoch
Published on February 23, 2022
A mortgage gift letter is a document that verifies that the gift money you receive is, in fact, a gift that you do not have to repay.
Why Do Smaller Down Payments Qualify For Lower Mortgage Rates?
By Lisa Rennie
Published on September 8, 2021
Do you know that you can get a lower interest rate than those who put a 20% down payment by simply putting down a smaller down payment?
Home Deposit vs. Down Payment
By Lisa Rennie
Published on September 3, 2021
If you're buying a house, you'll want to get familiar with real estate jargon, such as the difference between a deposit and a down payment.
Putting Together Money For a Down Payment
By Corrina Murdoch
Published on January 25, 2021
Let's take a look at the best ways you can save up for a down payment to purchase the home of your dreams.
No Down Payment Mortgages
By Caitlin Wood, BA
Published on September 29, 2020
There are a few conditions that should be met before you should consider a no down payment home loan.
How To Borrow Money For A Down Payment
By Lisa Rennie
Published on March 7, 2018
if you're currently looking to purchase a house but aren't sure how you're going to save up enough for a down payment, this article is for you.
How to Get a Down Payment For a House in Canada
By Lisa Rennie
Published on January 15, 2018
Everything you need to know about how to get a down payment to purchase a house in Canada.
Can You Afford That Big Purchase?
By Bryan Daly
Published on March 22, 2017
Thinking of buying a car, house, or other big purchase? Check out this article before you make any big decisions.
