Through the power of technology, MyMarble premium is helping Canadian consumers improve and rebuild their credit so that financial goals that were once a dream can become a reality. With its proprietary credit boosting software, that harnesses years of credit data, MyMarble Premium is truly the future of credit improvement in Canada.
We spoke with the team behind MyMarble Premium and got a behind-the-scenes look at how they are changing the credit improving industry and helping Canadians quickly and efficiently improve their credit scores.
To start, can you explain what MyMarble Premium is?
MyMarble Premium is a financial wellness platform that allows you to improve your credit, refine your budget and guides you to pay down debt effectively. MyMarble Premium’s combination of Point Deduction Technology, Credit Monitoring, and Budgeting Software create a perfect concoction of credit improvement power. Its use of a personalized credit weight algorithm makes the best impact on your credit through analyzing the right credit data points in real-time to identify those that make the most significant impact—both positively, negatively, and incorrectly—on your credit score.
How is MyMarble Premium able to accurately predict what actions can help consumers improve their credit?
MyMarble Premium is accurately able to predict what actions can help improve their credit with its technology, which is fed with millions of pieces of credit data, collected over the past 15-years, and with the continuation of new data being collected daily. We then can provide you with personalized recommendations on what you need to pay off and when. No more guessing and making random payments to your creditors in the hope your credit score will increase. Instead, MyMarble Premium will tell you what to pay down to get the maximum credit points for your money.
Most consumers struggling with bad credit are looking to improve their credit score quickly, on average, how long before MyMarble Premium users start to see improvement?
95% of MyMarble Premium members see an improvement in their score in just 30-45 days. Our industry-leading software allows our consumers to learn everything about their credit score and allows us to recommend the best actions to take to achieve that target credit score as quickly as possible.
MyMarble Premium is actively checking a consumer’s credit report, will this negatively affect their credit score?
MyMarble Premium actively checks a consumer’s credit report using a soft-pull credit inquiry. This allows MyMarble Premium to keep track of how many points the consumer’s credit is improving by and provide recommendations to the user without negatively affecting their credit score.
What are the benefits of choosing MyMarble Premium over another credit building program?
Unlike other credit improvement companies, MyMarble Premium can increase your credit score fast, whilst also supporting you to improve other areas of your finances like your budget, and debt management. Traditional credit repair can cost you thousands of dollars and only give you advice or savings loans. Even ‘Free Credit Score’ providers only provide you with limited information about your credit score and can’t correctly identify the exact areas where you can improve.
In contrast, MyMarble Premium is the only solution in Canada that uses real data to enhance your credit successfully. Our unique software combines Point Deduction Technology, Credit Monitoring, Errors and Omission Tracking and Points and Budget Simulators to provide real-time, accurate and personalized recommendations to help boost your credit score.
Is there a certain type of consumer who would benefit the most from MyMarble Premium?
MyMarble Premium is for anyone and everyone looking to improve and learn about their credit score. Whatever your financial goals are, a good credit score is always a benefit. Your credit score can be a deciding factor on whether you’re approved for a loan, mortgage and sometimes potential landlords and even employers may check your credit score. And MyMarble Premium will support you on your journey to reach your goals, regardless of your financial history or background.
MyMarble Premium Points simulator shows how many points you may gain or lose based on a certain action. How accurate are the simulated responses?
The Points Simulator shows you the fastest most economical way to reach your target credit score. It finds specific trigger points on your credit bureau and tells you the specific actions to take along with the number of credit points you stand to achieve. This tool will provide you with personalized recommendations on how you can pay off your creditors to achieve the highest score.
Over the past 15-years, MyMarble has acquired millions of pieces of data and hundreds of thousands of credit reports that have been fed into our technology. This helps accurately provide recommendations on how to achieve a Target Score.
