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Tangerine Money-Back Credit Card

With no annual fee, the Tangerine Money-Back Credit Card makes it easy to be smart with your money. Every purchase you make earns you cash back that you can have deposited directly back onto your Credit Card to apply towards your balance, or into a Tangerine Savings Account, each month automatically. So you’ll save money even when you’re spending. You get 2% Money-Back Rewards on your purchases in select 2% Money-Back Categories, and 0.50% Money-Back Rewards on all other purchases.

Unlike other credit cards, where rewards need to be requested or come with unreasonable restrictions, with the Tangerine Money-Back Credit Card, you earn unlimited Money-Back Rewards. There is no annual fee, which means you’re not paying a price to earn cash back, either. And you get your Money-Back Rewards monthly as you earn them. It’s your money, plain and simple.

Eligibility Requirements:
  • Minimum income: $12,000
  • Recommended credit score: good-excellent

Annual Fee: $0
Rates:
  • 19.95%
Credit Score Recommended very good

Special Offer:
Earn 4% Money-Back Rewards on purchases in two Money-Back Categories of their choice, and 0.50% Money-Back Rewards on all other purchases. This Promotion is only available to new Tangerine Money-Back Credit Card Account holders who apply between April 22, 2019 and January 31, 2020, and activate their Credit Card no more than 45 calendar days from the date Tangerine approves the application. 4% Cash-back will be earned for a 92-day period beginning on the date the Tangerine Money-Back Credit Card is activated. At the end of the 92-day period, Cash-back will be 2% on the selected 2 categories. Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 4% Money-Back Category. Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
Rewards Features:
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Additional Card Benefits:
  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    • Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    • Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
Mastercard® Benefits:
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • Mastercard Zero Liability
  • Mastercard Tap & GoTM

Legal (from issuer): No limit on the amount of Money-Back Rewards you can earn. Change your 4% Money-Back Categories to suit your spending. All other Terms and Conditions for the Tangerine Money-Back Credit Card and the Tangerine Money-Back Rewards program remain unchanged. If the chosen 2% Money-Back Categories are changed at any time during the 92-day period while this Promotion is in effect, the 4% Promotional rate will be automatically transferred to the new chosen categories. Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank. ®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated. Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards. Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
Note:

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