Credit Cards

Find the best tools and information to make the best financing decision here.

Platinum MasterCard®

  • Welcome offer: Get 20,000 rewards points
    • $3,000 in net purchases must be charged to the account within the first three months following account opening.
  • Earn 1 point on ALL card purchases* without restrictions*!
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage
  • Trip cancellation/interruption, flight delay and baggage insurance
  • Rental vehicle insurance*
  • Travel assistance service
  • Purchase protection in case of theft or damage*
  • Extended Warranty*
  • Travel cards (Platinum, World, and World Elite) Your credit card gives you access to a multitude of rewards. Our customers choose from several options to have fun thanks to the points accumulated:
    • Get your hands on new electronics, kitchen accessories, gift cards, and more
    • Make a payment on your credit card with your points?
    • Contribute to your RRSP and TFSA
    • Make a donation to one of the participating charities
    • Plan a trip when you can start travelling again
    • And more!
Annual Fee: $89
Rates:

  • Purchase APR: 20.99%
  • Balance Transfer APR: 22.49%
  • Cash Advances: 22.49%

Categories: rewards travel
Credit Score Recommended:
excellent

Legal (from issuer):

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to August 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.

Eligibility and terms and conditions

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.
Best Personal Loan Provider by Greedy Rates
Icon

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada Services Are 100% Free. Disclaimer

Keep Track Of Your Credit Score

Subscribe with Credit Verify to monitor your credit rating and get your free credit score.