• No annual fee
  • 2% cashback on grocery, recurring, and gas¹
  • 0.5% cashback everywhere else¹
  • Earn additional cashback with Neo partners
  • Open a Neo Everyday account, grow your balance, and boost your cashback rates
  • Get up to $30,000 credit limit, instantly
  • Secured option available
  • Extended Warranty & Purchase Protection
  • Mastercard® Zero Liability

Annual Fee: $0

Rates:

  • Purchase Rate: 19.99% - 29.99%
  • Cash Advance Rate: 22.99% - 31.99%
  • For Quebec & Newfoundland
    • Purchase Rate: 19.99% - 23.99

Min. Credit Score Range Recommended:
Good

Legal (from issuer):
¹Minimum balance in a Neo Everyday account required to earn the highest rate. Cashback earn subject to monthly maximum spend limits. The Neo Everyday account is provided by Peoples Bank of Canada. Neo World Mastercard® is issued by Neo Financial™ pursuant to licence by Mastercard International Incorporated. Mastercard, World, and the circles design are registered trademarks of Mastercard International Incorporated.