• Earn 5% cashback on grocery¹
  • Earn 4% cashback on recurring¹
  • Earn 3% cashback on gas¹
  • Earn 1% cashback everywhere else¹
  • Earn additional cashback with Neo partners
  • Open a Neo Everyday account, grow your balance, and boost your cashback rates
  • Get up to $30,000 credit limit, instantly
  • Secured option available
  • Extended Warranty & Purchase Protection
  • Auto Rental Collision Loss Damage
  • Comprehensive Travel Insurance

Annual Fee: $125

Rates:

  • Purchase Rate: 19.99% - 29.99%
  • Cash Advance Rate: 22.99% - 28.99%
  • For Quebec & Newfoundland
    • Purchase Rate: 19.99% - 23.99%

Categories: CASH BACK
Min. Credit Score Range Recommended:
Good-Excellent

Legal (from issuer):
¹Minimum balance in a Neo Everyday account required to earn the highest rate. Cashback earn subject to monthly maximum spend limits. The Neo Everyday account is provided by Peoples Bank of Canada. Mastercard, World, and the circles design are registered trademarks of Mastercard International Incorporated.