The Best From 2012

The Best From 2012

Written by Caitlin Wood
Last Updated June 2, 2021

Let’s take a look a back at some of our popular blog posts from 2012 and give you a chance to see what you’ve missed or revisit some useful resources.

We’re going to break this list down into 5 sections (although some of these topics overlap).

#1 – Loans

There are a lot of different types of loans out there: payday loans, personal loans, unsecured and secured loans, car loans, equity loans, you name it. The trick is knowing which type of loan to apply for given your specific needs. Now, this idea doesn’t apply for things like car loans or mortgages because those loans are more straightforward, however if you are looking for a $1000-$5000 loan, what are your options? What are your best options? How does your credit score affect your qualification? Well, we tried to tackle a lot of those questions throughout the year, and some of the articles that really stuck out are as follows:

When should you consider private lenders?
Bad credit loans
Alternatives to payday loans

#2 – Infographics

Last year we were responsible for the creation of a lot of new resources, among which were two very popular infographics. The pair were responsible for facilitating the understanding of some very important and innovative home ownership products.

Buying a house online
Road to Home Ownership: Renting to Own

#3 – Debt

Debt is always a popular topic amongst our readers, especially the subject of reducing debt. Of course, reducing debt comes with a lot of benefits: increased wealth, increased credit ratings, improved loan eligibility, etc. However, many Canadians are unaware of many debt reduction strategies available to them. The following 3 articles were a hit among many of our readers and customers, and our intention is to share this benefit with as many Canadians as possible. Here they are:

How do I get out of debt?
Do it yourself: Reducing your debt
Dealing with collection agencies

#4 – Mortgage

2012 was an important year for mortgages, especially when you consider the introduction of the new mortgage rules back in July. However, beyond that, we also tackled a lot of little known bits of information that are actually vital to your success in your road to home ownership. Our most popular mortgage articles this year are as follows:

What to do if your banks says no
Bank loyalty means paying more?
Line of Credit vs Second Mortgage
The Ultimate Home Buying Guide
What banks say they offer, vs what they really offer

#5 – Credit Score

Last but not least, our readers are always interested in information about credit scores. Whether its information explaining how a credit score is calculated, or an article explaining why credit scores are not the holy grail of loans, we’ve had you covered. Check out last year’s hits:

5 ways to improve your credit score
How is your credit score calculated?

Caitlin is a graduate of Dawson College and Concordia University and has been working in the personal finance industry for over eight years. She believes that education and knowledge are the two most important factors in the creation of healthy financial habits. She also believes that openly discussing money and credit, and the responsibilities that come with them can lead to better decisions and a greater sense of financial security. One of the main ways she’s built good financial habits is by budgeting and tracking her spending through the YNAB budgeting app. She also automates her savings so she never forgets to put aside a portion of her income into her TFSA. She believes investing and passive income is key to earning financial freedom. She also uses her Aeroplan TD credit card to collect Aeroplan points so that she can save money when she travels.

Click on the star to rate it!

How useful was this post?

Research & Compare

Canada's Loan Comparison Platform

Largest Lender Network In Canada

Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

Make Smarter Borrowing Decisions

Whether you have good credit or poor credit, building financial awareness is the best way to save. Find tips, guides and tools to make better financial decisions.

Save With Loans Canada

Special Offers

50 Free Trades Offer

50 Free Trades Offer
Ends August 31st, 2022

Almost $500 in commission-free trades. Code “50TRADESFREE”. Conditions apply.

View Offer
Borrow Today, Don’t Pay Till July

Borrow Today, Don’t Pay Till July
Limited Time

Borrow $500-$50,000 from Fairstone by May 31 and don’t pay until July.

View Offer
Build Credit With Refresh

Build Credit With Refresh
Popular

Build credit while spending money with the Refresh Financial VISA card.

View Offer
Build Credit For $7/Month

Build Credit For $7/Month
Popular

With KOHO’s prepaid card you can build a better credit score for just $7/month.

View Offer
Industry Spotlight

What's happening with Canada's credit industry?

addy ⎯ Making Real Estate Accessible To All Canadians

addy ⎯ Making Real Estate Accessible To All Canadians

Check out our interview with addy; a platform that allows Canadians to invest in different properties across Canada with as little as $1.

Read Post
Locator
Find The Best Rate
In Your Region
OR
Best Personal Loan Provider by Greedy Rates
Icon

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada Services Are 100% Free. Disclaimer

Keep Track Of Your Credit Score

Subscribe with Credit Verify to monitor your credit rating and get your free credit score.