Ganaraska Financial Credit Union Reviews, Ratings And Fees September 2021

Based on 1
Customer Reviews
17 Queen St.
Port Hope, Ontario
L1A 2Y8
  • Monday - Friday: 9 am - 5 pm

Who Is Ganaraska Financial Credit Union

Ganaraska Financial is a credit union that was founded over 75 years ago. They offer a number of financial products and services like other traditional banks, however, they cater their products with their communities’ interests in mind. Their mission is to provide services that can improve the financial health of the communities they serve. Currently, they offer basic personal banking services such as chequing and savings accounts, as well as few investment accounts to residents of Ontario. You can also obtain personal loans and lines of credit if you’re in need of cash or a mortgage if you’re trying to buy a house. Ganaraska Financial doesn’t just serve the consumers but businesses in the community as well. If you’re a business you can find a number of banking services and credit products to help you run your business.


Offered Services

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Loan Range
Rate & Terms
Product Details
Requirements & Documents

Fixed Term Loan

  • Up to $25,000 (unsecured)
Interest Rate
  • 3.99% and up
Term (Months)
  • Up to 84
Funding Time
  • After the loan is approved -  within 2 days or when an appointment can be made with client
Funding Method
  • New client opens a bank account with GFCU - funds deposited into their account
Repayment Options
  • Monthly, weekly, or bi-weekly payments
  • Loans are open (loan can be paid down/paid off early - without penalty)
  • Working full time
  • Provable income
  • Approved online through GFCU website
  • Must be a resident of Ontario
  • Minimum beacon score of 620
  • No outstanding derogatory credit
  • Open a bank account with the Credit Union
  • 1 yr proof of income + current paystubs
  • Proof of assets/liabilities (i.e. net worth)
  • If purchasing new vehicle -provide bill of sale

Reviews & Ratings

Is Ganaraska Financial Credit Union legit or a scam? See what others have to say.

I really like Ganaraska, I was able to get approved for a loan when I needed it. I have recommended them to some of my friends.

- Zoe (July 25, 2021)

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Ganaraska Financial Credit Union Reviews on Loans Canada
Best Personal Loan Provider by Greedy Rates

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