- Earn 5,000 bonus points upon your first purchase*
- Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
- 5% cash back on travel purchased through Scotia Rewards
- Flexible Point Redemption
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Annual Fee: $110
- 19.99% on purchases
- 22.99% on cash advances
Credit Score Recommended good
Legal (from issuer): * To be eligible for the 5,000 bonus points offer (the “Offer”), a purchase must be posted to your new Scotiabank credit card account (“Account”) within 60 days of your Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing. Offer applies to a new Account only opened by October 31, 2018 (the “Offer End Date”). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.