- Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Annual Fee: $0
- 19.99% on purchases
- 22.99% on cash advances
Credit Score Recommended excellent
Legal (from issuer): *† To be eligible for the 5,000 bonus points offer (this “Offer”), you must have at least $500 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account (“Account”) in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by October 31, 2018 (the “Offer End Date”). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.