- First year annual fee waived*
- 4% on eligible gas station and grocery store purchases
- 2% on eligible drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Annual Fee: $99
Waived for the first year
- 19.99% on purchases
- 22.99% on cash advances
Credit Score Recommended excellent
Legal (from issuer): * We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the “Offer”). Offer applies to new Accounts only that are opened by October 31, 2018 (the “Offer End Date”). Any additional supplementary cards must be issued by October 31, 2018, to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer. The preferred annual fee is $99 for the primary card and $30 for each additional supplementary card. Rates and fees are subject to change.