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BMO CashBack® World Elite® MasterCard®

  • Welcome offer: Get up to 10% cash back  in your first 3 months and the $120 annual fee waived in the first year*
  • Earn more cash back on the categories that mean the most:
    • 5% on groceries*
    • 4% on transit including ride sharing, taxis and public transportation*
    • 3% on gas and electric vehicle charging*
    • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
    • 1% unlimited cashback on all other purchases*
  • Now earn the highest cash back on groceries in Canada!†
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
Annual Fee: $120
Rates:

  • 20.99% Purchase Rate
  • 22.99% Balance Transfer Rate
  • 23.99% (21.99% for Quebec residents) Cash Advance Rate

Categories: cash back rewards
Credit Score Recommended:
excellent

Legal (from issuer):
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply †Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 1, 2021.
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