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BMO CashBack® World Elite® MasterCard®
- Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
- Earn more cash back on the categories that mean the most:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- 1% unlimited cashback on all other purchases*
- Now earn the highest cash back on groceries in Canada!†
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
- Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
- Complimentary Roadside Assistance Program*
- BMO CashBack World Elite Travel and Medical Protection*
- Extended Warranty Plus*
- Purchase Protection Plus*
- BMO Concierge Service*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
- 20.99% Purchase Rate
- 22.99% Balance Transfer Rate
- 23.99% (21.99% for Quebec residents) Cash Advance Rate
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply †Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 1, 2021.