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BMO CashBack® MasterCard®

  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
  • No Annual fee*
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • Extended Warranty*
  • Purchase Protection*
  • Receive a discount on car rentals*
Annual Fee: $0
Rates:

  • 19.99% Purchase Rate
  • 22.99% Balance Transfer Rate
  • 22.99% (21.99% for Quebec residents) Cash Advance Rate

Credit Score Recommended:
good

Legal (from issuer):
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply †Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of Aug 20, 2020.
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