Author Archives: Kale Havervold

Articles written by Kale Havervold published on Loans Canada

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Kale Havervold

Kale Havervold avatar on Loans Canada

In his over six-year career as a professional writer, Kale has focused on writing about finance, technology, cryptocurrency, entertainment, and sports. Kale's work has been published on Yahoo, RentHop, the Regina Leader-Post,, and Kale loves to create a wide variety of personal finance-related content. Including everything from how-to guides to featured articles, to advice pieces and everything in between. Whether he’s writing about the newest piece of technology or providing tips to help people with their finances, Kale is passionate about educating Canadian consumers and making sure they have the information they need to make the best decisions.

Articles written by Kale Havervold

What is Debt-to-Income Ratio and How to Calculate It?

Everything you need to know about what a debt-to-income ratio is and how it affects your ability to get approved for the loan you want.

I need $1,500! What should I do?

Our top tips for getting or borrowing $1,500 as soon as possible.

Will Paying Off my Credit Card Bill Help Me Increase My Credit Score?

A detailed look at the connection between your credit score and paying off your credit card bill.

A Look at Safe vs Risky Investments

Looking to start investing your hard earned money to prepare for the future? Keep reading because we're talking all about risky vs. safe investments.

Fixed Loans vs Variable Loans

Do you know the difference between a fixed interest rate and a variable one? Read this article to find out how your interest rate affects your loan.

What to do When You Over Contribute to Your TFSA

Concerned about what over-contributing to your TFSA might mean for your finances? This article is for you.

Tax Concerns For The Self-Employed Individual

Are you self-employed or thinking about breaking out on your own? Here are our top tax tips that everyone who works for themselves should know.

What To Do When You Over Contribute to Your RRSP

If you've over-contributed to your RRSP this year and are uncertain what you should do next, then this article is for you.

10 Things to Know When Buying a Used Car

Looking to purchase your next vehicle and considering a used car? Here are 10 things you need to know first.

Financial Advice and Life Lessons to Learn From 10 Successful Billionaires

While the billionaires of the world might not be the most relatable, there are countless financial lessons we can learn from their successes and failu... Read More

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